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3805 Horseshoe Creek Rd, Victor, WV, 25938

1beds
1baths
1,129sqft
$115,000
$102price/sqft
$967/moest. monthly cost
$38,680/yrincome needed

About This Home

Country living at it's finest....You can enjoy tranquil scenery and breezes, as well as privacy, as you work, play, or relax in the spacious yard of this secluded property. Maybe you would prefer to sit on the full length covered front porch where you can read or even sleep in your favorite chair. When you step inside, you can appreciate the warmth of the large living room complete with a vaulted ceiling with exposed beams, hardwood floors and a beautiful propane gas fireplace that enhances the country atmosphere. You can find that same, inviting hardwood throughout the dining room too. You have abundant floor space for entertaining friends or family with those delicious country meals that you will want to prepare in the kitchen that is right behind the dining room. When your company has left for the evening you can retire to your giant 26 by 9 bedroom at the back of the house. Even though the road conveniently passes close in front of the house it is seldom traveled. So if you want to get out of the city, check out this beautiful home sitting on more than an acre of land. if you like a view of the mountains, then you will love this one. The roof is under 7 years old and much of the plumbing was replaced in 2024.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Ansted Middle SchoolGrades 5-84.9 mi
6/10
Midland Trail High SchoolGrades 6-126.0 mi
5/10
Ansted Elementary SchoolGrades PK-54.7 mi

Construction

Condition

  • Year built: 1955

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Bedroom1

  • Area: 245.34

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 177.84

Features

  • 1st Floor Bedroom,1st Floor Bathroom,Beams,High Ceilings,Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Insulated Windows
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,129

Heating & Cooling

  • Heating features: Electric,Propane,Heat Pump,Fireplace
  • Cooling features: Air Conditioning,Central Air,Heat Pump

Interior Area

  • Total structure area: 1,129
  • Total interior livable area: 1,129 sqft

Kitchen

  • Area: 133.38

Living Room

  • Area: 320.6

Property

Details

  • Parcel number: 1001000800510000

Features

  • Patio & porch: Covered
  • Exterior features: Garden

Lot

  • Lot size: 1.22 Acres
  • Lot size dimensions: 1.22 acre

Parking

  • Parking features: Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Landslide
Strong Wind

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$183$2,196
Property Taxes $22$264
Electricity $181$2,178
Total$967$11,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,154/yr
40% on housing$29,010/yr
45% on housing$25,786/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.0%
-5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 25938$302
Fayette County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 25938$99
Fayette County$111

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Price change$115,000
2026-03-21Listed for sale$130,000
1988-04-07Sold$18,000

For Sale by Agent

AgentDavid Skaggs
BrokerageARMES REAL ESTATE & LAND COMPANY INC.

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