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104 W Zickel St, Monroe, IA, 50170

1beds
1baths
568sqft
$114,900
$202price/sqft
$924/moest. monthly cost
$36,960/yrincome needed

About This Home

This 1930 ranch offers one bedroom, a 3/4 bath, and a functional kitchen with included gas range and refrigerator. The living space is efficient, but the attached garage tells a different story. At 528 square feet, it's nearly as large as the home itself and ready for a vehicle, workshop, or serious storage. The fully fenced backyard features mature trees. The unfinished basement adds another 440 square feet of storage. Home is being sold "as-is" with inspection for buyer knowledge only. If you're looking for an affordable entry point in a small Iowa town, this one is worth a look. Reach out and schedule a showing today!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

--
Monroe Elementary SchoolGrades PK-20.6 mi
7/10
PCM Middle SchoolGrades 6-88.6 mi
4/10
Pcm High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 1

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: See Remarks,Window Unit(s)

Interior Area

  • Total structure area: 568
  • Total interior livable area: 568 sqft

Property

Details

  • Parcel number: 1736288008
  • Zoning: R

Features

  • Stories: 1
  • Fencing: Chain Link

Lot

  • Lot size: 6,838 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 60 x 114

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $580$6,960
Home Insurance *$80$960
Property Taxes $143$1,716
Electricity $121$1,452
Total$924$11,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,680/yr
40% on housing$27,720/yr
45% on housing$24,640/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 50170$167
Jasper County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 50170$213
Jasper County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Price change$109,000
2026-06-22Price change$114,900
2026-05-20Listed for sale$125,000

For Sale by Agent

AgentAndy Algreen
BrokerageKeller Williams Realty GDM

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