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1421 Asbury Ave, Ottumwa, IA, 52501

2beds
1baths
840sqft
$82,000
$98price/sqft
$771/moest. monthly cost
$30,840/yrincome needed

About This Home

Great investment opportunity or starter home on a desirable corner lot! This property offers strong potential with an attached one-car garage for convenient parking and storage, plus an additional shed with electricity—perfect for a workshop or extra space. The fully fenced backyard provides privacy and is ideal for pets or outdoor use. With a functional layout and appealing lot, this home is well-suited as a rental or affordable homeownership option. Don’t miss this versatile opportunity!

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

2/10
Evans Middle SchoolGrades 6-80.7 mi
4/10
Ottumwa High SchoolGrades 9-1213.3 mi

Construction

Condition

  • Year built: 1939

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 840 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 007416740022000

Features

  • Levels: One and One Half

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: .16

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $414$4,968
Home Insurance *$104$1,248
Property Taxes $132$1,584
Electricity $121$1,452
Total$771$9,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,434/yr
40% on housing$23,130/yr
45% on housing$20,560/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 52501$107
Wapello County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 52501$103
Wapello County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$90,000
2015-12-01Sold$35,000

For Sale by Agent

AgentKayla McConnell
BrokerageRE/MAX Pride Ottumwa

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