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320 Morton St, Celina, OH, 45822

4beds
1baths
1,600sqft
$204,900
$128price/sqft
$1,508/moest. monthly cost
$60,320/yrincome needed

About This Home

Discover an exceptional opportunity for a completely renovated residence offering modern comforts without the new construction price tag. This charming home, thoughtfully updated from top to bottom, presents an inviting atmosphere for immediate enjoyment. Every detail has been meticulously addressed, including a brand-new roof, ensuring peace of mind for years to come. The essential systems have been fully upgraded with new plumbing and electrical wiring, complemented by an updated electric panel, providing efficiency and reliability. Inside, the heart of the home shines with a new kitchen, featuring contemporary cabinets, sleek countertops, and state-of-the-art appliances, perfect for culinary adventures. The bathroom has also been entirely refreshed, offering a pristine and modern space. Throughout the residence, new flooring creates a seamless flow, while fresh interior paint brightens every room. Enhanced with new windows, the home boasts improved energy efficiency and abundant natural light. Step outside to a new back deck, ideal for outdoor entertaining or quiet relaxation. A new water heater adds to the home's efficiency, and a new garage door with an electric opener provides convenience and security. This prime location offers close access to Lakeshore Park, perfect for water activities and family enjoyment, blending serene living with active recreation.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
West Elementary SchoolGrades K-60.3 mi
5/10
Celina High SchoolGrades 8-121.0 mi
6/10
Celina Middle SchoolGrades 7-81.3 mi

Construction

Condition

  • Year built: 1947

Materials

  • Foundation: Slab
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Second
  • Dimensions: 16 x 12

Bedroom

  • Level: Second
  • Dimensions: 15 x 12

Bedroom

  • Level: Second
  • Dimensions: 12 x 10

Bedroom

  • Level: Second
  • Dimensions: 13 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Entry Foyer

  • Level: Main
  • Dimensions: 15 x 7

Features

  • Butcher Block Counters,Remodeled

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Living Room

  • Level: Main
  • Dimensions: 21 x 12

Utility Room

  • Level: Main
  • Dimensions: 11 x 8

Property

Details

  • Parcel number: 27167200.0000
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 6,599 sqft
  • Lot size dimensions: 50 x 132

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,One Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$112$1,344
Property Taxes $167$2,004
Electricity $193$2,320
Total$1,508$18,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,702/yr
40% on housing$45,240/yr
45% on housing$40,213/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 45822$130
Mercer County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 45822$161
Mercer County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$204,900
2026-04-23Sold$52,000
2017-02-24Sold$30,000

For Sale by Agent

AgentDonald E Lewis
BrokerageGlasshouse Realty Group

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