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1135 W Bank Rd APT 303, Celina, OH, 45822

2beds
2baths
927sqft
$279,000
$301price/sqft
$1,982/moest. monthly cost
$79,280/yrincome needed

About This Home

Lake Side 3Rd floor 2 Bedroom 2 Bath condo. Heated Pool! NO Outside Maintenance! Relax and enjoy! Beautifull view of Grand Lake! Quiet! Walking distance to Bar and Restaurants!! Sports complex west of condos across Rt 127. Boat dock available. Newer Carpet, Newer Refrigerator, Newer Thermostat, newer TV. Washer and dryer plus appliances stay with condo. Plus the furniture.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
West Elementary SchoolGrades 3-41.2 mi
5/10
Celina High SchoolGrades 8-121.4 mi
6/10
Celina Middle SchoolGrades 7-81.7 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-In Closet(s),Ceiling Fan(s)

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 927
  • Total interior livable area: 927 sqft

Property

Details

  • Parcel number: 270173520303
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground
  • Patio & porch: Patio
  • Exterior features: Dock
  • On waterfront: Yes
  • Waterfront features: Lake Related

Lot

  • Lot size: 60 sqft
  • Features: Residential Lot,Sprinklers In Front,Sprinklers In Rear
  • Lot size dimensions: 10 x 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$152$1,824
Property Taxes $227$2,724
Electricity $193$2,320
Total$1,982$23,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,954/yr
40% on housing$59,460/yr
45% on housing$52,853/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 45822$129
Mercer County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 45822$161
Mercer County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$289,500
2023-12-12Sold$250,000
2023-11-08Contingent$232,900
2023-11-07Listed for sale$232,900
2005-09-23Sold$135,000

For Sale by Agent

AgentRoger Koesters
BrokerageMaster Key Realty

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