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5529 Island View Dr, Celina, OH, 45822

2beds
1baths
800sqft
$150,000
$188price/sqft
$1,154/moest. monthly cost
$46,160/yrincome needed

About This Home

Affordable lake living! This property includes two lots and a deeded dock. The vacant lot sits just to the west of the house which could be used for extra parking, a gazebo, camper parking for extra people coming to visit, a garage, or even an extra play room/area. Only 3 minutes from the dock to the main lake. Lots of new updates have been completed in the last couple of years. Bass landing association fee is $1027 per year for both lots (includes trash removal, snow removal, insurance, and landing maintenance.) Bass Landing common areas include the playground, shelter house, boat ramps, overflow parking, and large areas for recreational use. This is a great opportunity for affordable lake living. Make your appointment today!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
West Elementary SchoolGrades K-64.1 mi
6/10
Celina Middle SchoolGrades 7-83.6 mi
5/10
Celina High SchoolGrades 8-123.6 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Refrigerator,Water Softener Owned

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Level: First
  • Area: 100
  • Dimensions: 10.00 x 10.00

Bedroom2

  • Level: First
  • Area: 132
  • Dimensions: 11.00 x 12.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: First
  • Area: 312
  • Dimensions: 13.00 x 24.00

Features

  • Ceiling Fan(s)
  • Window features: Window Coverings
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Kitchen

  • Level: First
  • Area: 90
  • Dimensions: 9.00 x 10.00

Living Room

  • Level: First
  • Area: 144
  • Dimensions: 9.00 x 16.00

Other

  • Level: First
  • Area: 85
  • Dimensions: 5.00 x 17.00

Property

Details

  • Parcel number: 090007210000
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake Related

Lot

  • Lot size: 4,791 sqft
  • Features: Residential Lot
  • Lot size dimensions: 57 x 86

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$81$972
Property Taxes $122$1,464
Electricity $193$2,320
Total$1,154$13,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,565/yr
40% on housing$34,620/yr
45% on housing$30,773/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 45822$131
Mercer County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 45822$161
Mercer County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$140,000
2026-06-22Listed for sale$150,000
2021-02-04Listing removed--
2019-04-14Listing removed$66,000
2019-03-11Listed for sale$66,000
2018-10-04Listing removed$66,000
2018-07-31Price change$66,000
2018-06-08Price change$67,000
2018-04-15Listed for sale$68,000
2007-04-09Sold$69,920

For Sale by Agent

AgentKarri Gray
BrokerageGray Realty, LLC

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