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5448 Ada Dr, Celina, OH, 45822

2beds
1baths
850sqft
$59,700
$70price/sqft
$574/moest. monthly cost
$22,960/yrincome needed

About This Home

Here is your chance to Start your Lake Life ! This Seasonal Cottage is on Leased Land in the Behm's Landing Subdivision. Acceptance into Landing is subject to a background check and Landing approval. Yearly fees amount to @ $2600, which include Water- Sewer, and taxes , boat dock.. This is a 2-bedroom one bath cottage with a covered carport and shed. Some improvements to the property include Newer Kitchen cabinets, flooring, water softener, water heater and furnace. The bathroom was redone in 2023.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
West Elementary SchoolGrades 3-46.6 mi
6/10
Celina Middle SchoolGrades 7-85.7 mi
5/10
Celina High SchoolGrades 8-125.8 mi

Construction

Condition

  • Year built: 1957

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 850
  • Total interior livable area: 850 sqft

Property

Details

  • Parcel number: 091084610000
  • On leased land: Yes

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake Related

Lot

  • Features: Leased Lot
  • Lot size dimensions: Leased

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $301$3,612
Home Insurance *$32$384
Property Taxes $48$576
Electricity $193$2,320
Total$574$6,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,680/yr
40% on housing$17,220/yr
45% on housing$15,306/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$70This listing

vs Other Active Listings

Avg $/sqft

ZIP 45822$132
Mercer County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 45822$161
Mercer County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-19Price change$69,700
2025-12-19Listed for sale$79,700
2011-08-16Sold$36,371

For Sale by Agent

AgentJeffrey Bertke
BrokerageEiting Real Estate

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