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351 County Road 35, Ashley, IN, 46705

4beds
2baths
3,204sqft
$529,900
$165price/sqft
$3,507/moest. monthly cost
$140,280/yrincome needed

About This Home

Showing for BackUps - Rare opportunity to own 12 scenic wooded acres with endless possibilities! This spacious 4-bedroom, 2-bath ranch offers a finished basement and incredible indoor and outdoor amenities designed for recreation, entertaining, and everyday living. The open-concept main level offers a comfortable and modern layout. The kitchen features concrete countertops, newer appliances, a pantry, and reverse osmosis water supplied to both the sink and refrigerator. The finished lower level expands the living space with a large recreation room complete with a wet bar, plus a storage room with shelving. The basement is also plumbed for a future third bath. Outside, you will want to explore the established trails winding through the woods, spend summer days swimming in the 18x32 above-ground pool, or enjoy fishing and relaxing by the pond. A standout feature of the property is the impressive newer 48x100 outbuilding with 20-foot ceilings, concrete floors, 200-amp service, and three overhead doors (one 14x16 and two 10x12), providing ample space for equipment, vehicles, hobbies, or a workshop. The propane tank is owned. If you've been searching for privacy, acreage, and room for all your toys, this one-of-a-kind property delivers it all.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
Dekalb Middle SchoolGrades 6-87.5 mi
7/10
Dekalb High SchoolGrades 9-127.7 mi

Construction

Condition

  • Year built: 1973

Materials

  • Construction materials: Brick,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Elec,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Range,Water Filtration System,Electric Water Heater,Water Softener Owned
  • Laundry features: Dryer Hook Up Gas/Elec,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 156

Family Room

  • Level: Main
  • Area: 374

Features

  • 1st Bdrm En Suite,Breakfast Bar,Ceiling Fan(s),Stone Counters,Kitchen Island,Natural Woodwork,Open Floorplan
  • Finished area below ground: 1,012
  • Finished area above ground: 2,192

Heating & Cooling

  • Heating features: Natural Gas,Propane,Forced Air,Propane Tank Owned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,378
  • Total interior livable area: 3,204 sqft

Kitchen

  • Level: Main
  • Area: 156

Living Room

  • Level: Main
  • Area: 368

Property

Details

  • Parcel number: 170203300001.000018
  • Other equipment: Pool Equipment,Sump Pump

Features

  • Levels: One
  • Stories: 1
  • Pool features: Above Ground
  • Patio & porch: Patio
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 11.94 Acres
  • Features: Level,10-14.999,Wooded
  • Lot size dimensions: 1358x384

Parking

  • Parking features: Garage Door Opener,RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Drought
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$278$3,336
Property Taxes $257$3,084
Electricity $293$3,524
Total$3,507$42,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,240/yr
40% on housing$105,210/yr
45% on housing$93,520/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 46705$103
DeKalb County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 46705$140
DeKalb County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$529,900
2026-07-01Listed for sale$529,900
2025-11-14Sold$516,900
2025-10-17Pending sale$539,900
2025-08-17Listed for sale$539,900
1998-01-06Sold$140,000

For Sale by Agent

AgentScott C Pressler
BrokerageKeller Williams Realty Group

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