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7419 County Road 4a, Hamilton, IN, 46742

2beds
1baths
1,296sqft
$179,900
$139price/sqft
$1,187/moest. monthly cost
$47,480/yrincome needed

About This Home

PRICE IMPROVEMENT! Enjoy peaceful country living with convenient access to the best of Hamilton! This inviting home sits on approximately 2 acres surrounded by open farmland and mature trees, offering plenty of room to relax, play, garden, or entertain. Recent improvements include a newer roof, refreshed landscaping, updated flooring and carpet, and other interior updates throughout. Inside, you’ll find a spacious living room, an open dining area, a functional kitchen with generous counter space, a large bathroom, main-level laundry, and flexible upstairs living and bedroom space. A detached two-car garage provides excellent parking, storage, or workshop potential. Located within the Dekalb County Eastern School district, this property places you near Hamilton Lake, Ball Lake, Gnagy Park, Fish Creek Trail, local nature preserves, and the many recreational opportunities found throughout the surrounding lake country. Whether you enjoy boating, fishing, swimming, hiking, or simply taking in the quiet rural scenery, this home offers an affordable opportunity to enjoy the Hamilton lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Butler Elementary SchoolGrades K-67.0 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Range

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 182

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,296

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 3,392
  • Total interior livable area: 1,296 sqft

Kitchen

  • Level: Main
  • Area: 112

Living Room

  • Level: Main
  • Area: 224

Property

Details

  • Parcel number: 170406400004.000023

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 2 Acres
  • Features: Level
  • Lot size dimensions: 347x250

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Drought
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$58$696
Property Taxes $36$432
Electricity $184$2,212
Total$1,187$14,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,697/yr
40% on housing$35,610/yr
45% on housing$31,653/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 46742$149
DeKalb County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 46742$244
DeKalb County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Price change$174,900
2026-07-16Listed for sale$179,900

For Sale by Agent

AgentJim Owen
BrokerageCENTURY 21 Bradley Realty, Inc

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