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5134 County Road 64, Spencerville, IN, 46788

3beds
2baths
2,760sqft
$699,900
$254price/sqft
$4,309/moest. monthly cost
$172,360/yrincome needed

About This Home

Discover the perfect blend of peaceful country living and incredible potential in this unique 4-acre property. Located on a scenic parcel of County Road 64, this country setting offers a rare opportunity for someone looking for their own piece of paradise. The 4 beautiful acres of private land offers a picturesque rural setting. The two custom outbuildings are the standout feature! Offering massive square footage, they provide unparalleled space for whatever your imagination can envision. This property is not just a home; it's a canvas for your future with space to grow, create, and enjoy the freedom of country living. Don't miss the chance to call this versatile country estate HOME.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10

Construction

Condition

  • Year built: 1945

Materials

  • Construction materials: Metal Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Washer,Dryer-Electric,Gas Oven,Gas Range

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 120

Family Room

  • Level: Main
  • Area: 238

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Insert
  • Fireplace: Yes
  • Finished area below ground: 824
  • Finished area above ground: 1,936

Heating & Cooling

  • Heating features: Propane Tank Owned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,776
  • Total interior livable area: 2,760 sqft

Kitchen

  • Level: Main
  • Area: 273

Living Room

  • Level: Main
  • Area: 204

Office

  • Level: Main
  • Area: 216

Property

Details

  • Parcel number: 171130200008.000021

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 4 Acres
  • Features: Irregular Lot,Level,Few Trees
  • Lot size dimensions: 388x450

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$286$3,432
Property Taxes $231$2,772
Electricity $253$3,036
Total$4,309$51,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,737/yr
40% on housing$129,270/yr
45% on housing$114,906/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 46788$247
DeKalb County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 46788$166
DeKalb County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-07Price change$749,900
2025-12-03Listed for sale$799,900
2023-01-31Sold$375,000
2022-12-31Pending sale$375,000
2022-12-29Listed for sale$375,000
2014-01-08Sold$164,950

For Sale by Agent

AgentBrian Sheikh
BrokerageKeller Williams Realty Group

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