See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

7296 N Clear Creek Rd, Huntington, IN, 46750

4beds
4baths
3,990sqft
$810,000
$203price/sqft
$5,445/moest. monthly cost
$217,800/yrincome needed

About This Home

On over 6 acres in a beautiful setting, west of Roanoke in rural Huntington County, you'll find this spacious, quality built home with a tremendous amount of space. There's roughly 4,000 square feet of finished living space, another 1,000 square feet of unfinished space, and a 3-car attached garage. A low maintenance, heated salt water pool is one of so many great features of this property. They recently replaced the pool cover and pool pump. Not far from your oversized patio is a wooded, rolling ravine that leads down to a tranquil creek. Spacious front and side yards offers space for recreation and entertaining. You'll find generous sized rooms throughout all three levels, including a total of four bedrooms, two full baths, and two half baths, and a walkout basement. The kitchen boasts Kraftmaid cabinetry and quartz countertops. The great room is highlighted by cathedral ceilings, great views from the large windows, and one of the two fireplaces that's in the home. The main level owner's suite also offers some great view of the natural settings that compliment this home through the walk-in closet, and an ensuite with a jetted tub. Dining space on the main level is available in the formal dining room as well as the breakfast nook. Also on the main level is a second bedroom and laundry room. Upstairs you'll find two additional spacious bedrooms with walk-in closets and a jack-n-jill bathroom. The walkout basement offers additional space for relaxing by the other fireplace, recreation, exercise, working from home, and storage. The prior owner's agent noted that the builder was Bob Oliver Design. Recent updates include new carpet, hardwood floors, and much of the interior painting. There is a highly efficient geothermal heating system. As the only utility they have to pay for in this big home, heating the pool much of the year at 88 degrees, and putting out lots of Christmas lights during the holiday season, the owner reports their average electric bill is only about $400 per month. The propane tank is for the fireplace, and is rented from Keystone. Taxes are low too, well under the 1% cap, at a little over $5,000 for 2026. Roughly 2 acres of this property is nicely landscaped and meticulously maintained, with the remaining being left in its more natural, beautiful origins.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
7/10
Crestview Middle SchoolGrades 6-83.2 mi
6/10

Construction

Condition

  • Year built: 1997

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Partially Finished,Finished,Unfinished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 156

Family Room

  • Level: Lower
  • Area: 304

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room,Two
  • Fireplace: Yes
  • Finished area below ground: 1,141
  • Finished area above ground: 2,849

Heating & Cooling

  • Heating features: Forced Air,Geothermal
  • Cooling features: Central Air,Geothermal

Interior Area

  • Total structure area: 5,040
  • Total interior livable area: 3,990 sqft

Kitchen

  • Level: Main
  • Area: 169

Living Room

  • Level: Main
  • Area: 272

Property

Details

  • Parcel number: 350229400033.713001

Features

  • Levels: Two
  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: None,Creek
  • Frontage length: Water Frontage(0)

Lot

  • Lot size: 6.32 Acres
  • Features: Few Trees,Rolling Slope

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,095$49,140
Home Insurance *$580$6,960
Property Taxes $405$4,860
Electricity $365$4,389
Total$5,445$65,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,685/yr
40% on housing$163,350/yr
45% on housing$145,200/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 46750$98
Huntington County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 46750$127
Huntington County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-27Listed for sale$810,000
2024-07-01Sold$700,000
2024-05-16Pending sale$699,900
2024-05-16Listed for sale$699,900

For Sale by Agent

AgentAndy W Zoda
BrokerageColdwell Banker Real Estate Gr

Similar Homes