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18440 12th Rd, Plymouth, IN, 46563

5beds
4baths
3,600sqft
$589,000
$164price/sqft
$4,052/moest. monthly cost
$162,080/yrincome needed

About This Home

Owner / builder is retiring and downsizing and looking forward to helping the next family make this there home and help make some of the final decisions while we are finishing some minor renovations..This rustic timber frame home is on a 5 acre wooden lot. Over 1100 ft.² of covered porch decks patios and screened in porches. In addition, the home has a 24 x 30 workshop.  A one room lofted guest cabin.  A beautiful view of Lake Latonka when the leaves are gone.  Many more features to this home that can be showed with a private viewing only as we are still currently living here .For more details call Eric. 5749524253

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
6/10
Plymouth High SchoolGrades 9-126.5 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Crawl/Raised
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,600 sqft

Property

Details

  • Parcel number: 503116000038000017

Lot

  • Lot size: 5 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,978$35,736
Home Insurance *$335$4,020
Property Taxes $409$4,908
Electricity $330$3,960
Total$4,052$48,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,925/yr
40% on housing$121,560/yr
45% on housing$108,053/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 46563$121
Marshall County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 46563$130
Marshall County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Listed for sale$648,000
2025-12-24Listing removed--
2025-09-25Listed for sale$649,000
1998-05-14Sold$18,000

For Sale by Owner

AgentProperty Owner

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