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904 Nicholas Trl, Fremont, IN, 46737

5beds
3baths
2,398sqft
$379,900
$158price/sqft
$2,527/moest. monthly cost
$101,080/yrincome needed

About This Home

Custom-built and move-in ready—this one stands out! The living room features soaring vaulted ceilings that create a bright, open feel, while the kitchen shines with a stunning copper farmhouse sink you won’t find just anywhere. With 5 bedrooms and 3 full bathrooms, there’s space for everyone. The primary suite is a true retreat with double sinks, a whirlpool tub, and a separate toilet/shower room. Main floor laundry adds everyday convenience. The finished basement offers even more living space, including a large family room—perfect for entertaining, relaxing, or even adding a future bar—plus plenty of storage.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
Fremont Middle SchoolGrades 5-80.6 mi
8/10
Fremont High SchoolGrades 9-120.7 mi
6/10

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Asphalt
  • Construction materials: masonry

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Carpet,Laminate,Linoleum / Vinyl
  • Fireplace features: masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,398 sqft

Property

Details

  • Parcel number: 760220420215000004

Features

  • Exterior features: Stone,Vinyl

Lot

  • Lot size: 0.73 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Indiana Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$194$2,328
Property Taxes $194$2,328
Electricity $219$2,637
Total$2,527$30,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,640/yr
40% on housing$75,810/yr
45% on housing$67,386/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 46737$201
Steuben County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 46737$158
Steuben County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-19Price change$389,900
2026-04-03Listed for sale$395,000
2018-06-14Sold$29,900

For Sale by Owner

AgentProperty Owner

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