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140 Evergreen Trl, Angola, IN, 46703

1beds
1baths
424sqft
$65,000
$153price/sqft
$591/moest. monthly cost
$23,640/yrincome needed

About This Home

OVER $10K PRICE DROP!!! TIME TO BUY!!! Nearly one third acre private lot with lake access and creek running along the back of the lot!! This brand of home is known for their luxurious finishes. Affordable Paradise at "Valley of the Pines"! A seasonal community (April 15 - Oct 15) on Eldo Lake, located just a few hundred feet from Lake James. Relax under the trees and enjoy the serenity of this move-in ready home. Large bedroom with brand new mattress. Fireplace and sofa sleeper in the living room. Fireplace and natural wood built-ins in main living area. Beautiful solid wood cabinetry. Solid Corian counter tops in kitchen and bathroom. Large Pantry and closets for storage. One piece shower with built-in seating. Serene park-like setting with shed, large cast iron firepit, and walking path down to the creek. "The Valley" is golf cart friendly and amenities include fishing, swimming, clubhouse, shuffleboard, basketball, horseshoes, paddle boats, and a playground. Annual dues of$650 include water, trash, and community maintenance. May be seen by appointment only.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
8/10
Angola Middle SchoolGrades 6-84.0 mi
5/10
Angola High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 2011

Materials

  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Mobile Home

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Gas Range

Basement

  • Basement: None

Bedroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 424

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 424
  • Total interior livable area: 424 sqft

Property

Details

  • Parcel number: 760602330521.000011

Features

  • On waterfront: Yes
  • Waterfront features: Private Beach,Walk to Lake Access,Creek
  • Frontage length: Channel/Canal Frontage(0),Water Frontage(150)

Lot

  • Lot size: 0.30 Acres
  • Features: Few Trees
  • Lot size dimensions: 49 X 138 X 150 X 144

Parking

  • Parking features: Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $328$3,936
Home Insurance *$37$444
Property Taxes $42$504
Electricity $184$2,212
Total$591$7,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,262/yr
40% on housing$17,730/yr
45% on housing$15,760/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 46703$225
Steuben County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 46703$166
Steuben County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Price change$54,900
2026-07-25Listed for sale$65,000
2024-07-26Sold$23,000
2024-07-15Pending sale$24,900
2024-07-04Price change$24,900
2024-06-23Price change$62,500
2024-05-04Listed for sale$68,500
2022-10-13Listing removed--
2022-09-18Pending sale$42,900
2022-09-12Price change$42,900
2022-08-28Listed for sale$49,900

For Sale by Agent

AgentKenneth Richardson
BrokerageKen Richardson Realty Company

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