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8207 Belden Blvd S, Cottage Grove, MN, 55016

5beds
3baths
2,426sqft
$439,900
$181price/sqft
$3,150/moest. monthly cost
$126,000/yrincome needed

About This Home

Beautifully updated 5-bedroom, 3-bath home offering 2,426 finished square feet, a stunning remodeled kitchen, major recent exterior updates, and an entertainer's backyard featuring a covered pavilion and built-in natural gas fire pit all directly across from Belden Park. Designed with both comfort and functionality in mind, this home offers three bedrooms on the upper level and spacious living areas throughout. The beautifully remodeled kitchen is the heart of the home, featuring white soft-close shaker cabinetry, stone countertops, subway tile backsplash, stainless steel appliances with a gas range, and abundant prep space. Rich natural hardwood floors extend throughout the entire main level, adding warmth and timeless character. The finished lower level provides additional living space perfect for a family room, recreation room, home office, fitness area, or guest accommodations. Step outside to a backyard that truly feels like a private retreat. Surrounded by a full privacy fence; this exceptional outdoor living space features a spacious deck, expansive paver patio, built-in natural gas firepit, and a covered pavilion creating the perfect place to entertain, celebrate, or simply relax after a long day. An in-ground irrigation system helps keep the lawn and landscaping looking their best throughout the season. Major improvements provide lasting value and peace of mind, including new siding (2023), new windows, 2024, and a new roof (2025). An attached two-car garage, mature trees, and a prime locations directly across from Belden Park complete this exceptional property. Enjoy easy access to parks, trails, schools, shopping, dining, and everything Cottage Grove has to offer.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
6/10
Oltman Middle SchoolGrades 6-81.6 mi
5/10
Park Senior High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1958

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Basement,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Egress Window(s),Finished,Tile Shower

Bedroom

  • Level: Main
  • Area: 104.5
  • Dimensions: 11 x 9.5

Bedroom2

  • Level: Main
  • Area: 130
  • Dimensions: 10 x 13

Bedroom3

  • Level: Main
  • Area: 162
  • Dimensions: 12 x 13.5

Bedroom4

  • Level: Lower
  • Area: 168
  • Dimensions: 14 x 12

Bedroom5

  • Level: Lower
  • Area: 132.25
  • Dimensions: 11.5 x 11.5

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Deck

  • Level: Main
  • Area: 188.5
  • Dimensions: 13 x 14.5

Dining Room

  • Level: Main
  • Area: 104
  • Dimensions: 13 x 8

Family Room

  • Level: Lower
  • Area: 320
  • Dimensions: 20 x 16

Features

  • Fireplace features: Decorative
  • Finished area below ground: 1,103
  • Finished area above ground: 1,323

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,646
  • Total interior livable area: 2,426 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 18 x 8

Living Room

  • Level: Main
  • Area: 312
  • Dimensions: 13 x 24

Patio

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1802721120007
  • Zoning description: Residential-Single Family
  • Foundation area: 1323

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Awning(s),Deck,Patio
  • Fencing: Full,Privacy,Wood

Lot

  • Lot size: 0.29 Acres
  • Features: Near Public Transit,Tree Coverage - Light
  • Lot size dimensions: 84 x 153

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Concrete,Garage Door Opener,No Int Access to Dwelling
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather
Heat Wave
Inland Flooding

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$245$2,940
Property Taxes $477$5,724
Electricity $204$2,455
Total$3,150$37,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,000/yr
40% on housing$94,500/yr
45% on housing$84,000/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 55016$189
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55016$190
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$439,900
2026-07-22Listed for sale$439,900
2015-04-09Sold$215,000
2015-02-05Pending sale$224,900
2015-01-29Listed for sale$224,900
2015-01-21Pending sale$224,900
2015-01-09Listed for sale$224,900

For Sale by Agent

AgentStephanie Rechtzigel
BrokerageRE/MAX Results

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