311 SE 2nd St, Melcher, IA, 50163
About This Home
Don't let the square footage fool you. This charming 2-bedroom, 1-bath home is packed with updates, offers serious storage and expansion potential, and sits on a spacious 0.33-acre lot. Step inside to find a thoughtfully updated kitchen and full bath, plus the convenience of first-floor laundry. A full unfinished basement provides endless possibilities. Finish it for additional living space, use it for storage, or make it your own. What truly sets this home apart is the peace of mind that comes with all the big-ticket items already done: brand-new roof and gutters (2024), new HVAC system (2022), and a newer water heater (2021). Whether you're a first-time buyer or looking to downsize without sacrificing space and potential, this move-in ready gem checks all the boxes. Schedule your in-person showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1918
Materials
- Foundation: Block
- Roof: Asphalt,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Stove
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Dining Area,Window Treatments
- Flooring: Carpet
Heating & Cooling
- Heating features: Forced Air,Gas,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 836
- Total interior livable area: 836 sqft
Property
Details
- Parcel number: 000000280500000
- Zoning: Res
Features
- Stories: 1
Lot
- Lot size: 0.33 Acres
- Features: Rectangular Lot
- Lot size dimensions: 100 x 142
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $697 | $8,364 |
| Home Insurance * | $193 | $2,316 |
| Property Taxes | $89 | $1,068 |
| Electricity | $121 | $1,452 |
| Total | $1,100 | $13,200 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $138,000 |
| 2026-06-26 | Listed for sale | $144,990 |
View on Zillow