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216 SW 2nd St, Melcher, IA, 50163

2beds
1baths
832sqft
$139,000
$167price/sqft
$1,092/moest. monthly cost
$43,680/yrincome needed

About This Home

Charming and full of character, this inviting 2-bedroom, 1-bath home offers the perfect blend of comfort, functionality, and small-town living. From the moment you step inside, you’ll appreciate the warm hardwood floors that flow throughout most of the main level, creating a cozy and welcoming atmosphere. The thoughtfully designed layout features convenient main-level laundry and a spacious mud room, adding everyday practicality to the home’s appeal. The bright and roomy kitchen boasts abundant cabinet space, making meal prep and storage a breeze. Situated on a large corner lot, there’s plenty of outdoor space to relax, garden, or entertain. Plus, the included solar panels provide energy efficiency and long-term savings. Enjoy the peace and charm of small-town living while still being conveniently located just a short drive from Knoxville and Indianola, and only 45 minutes from Des Moines for shopping, dining, and entertainment. This is a wonderful opportunity to own a home that combines charm, comfort, and value all in one!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Stove,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Hardwood,Tile
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 832
  • Total interior livable area: 832 sqft

Property

Details

  • Parcel number: 000000311000000
  • Zoning: Res

Features

  • Stories: 1

Lot

  • Lot size: 6,969 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 50 x 142

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$195$2,340
Property Taxes $74$888
Electricity $121$1,452
Total$1,092$13,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,440/yr
40% on housing$32,760/yr
45% on housing$29,120/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 50163$73
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 50163$89
Marion County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Price change$144,650
2026-01-19Price change$149,650
2025-11-14Price change$149,900
2025-10-28Listed for sale$150,000
2025-05-26Listing removed$145,000
2025-01-08Price change$145,000
2024-11-26Listed for sale$150,000
2020-10-16Sold$80,500
2020-09-17Pending sale$79,900
2020-09-05Listed for sale$79,900
2012-10-08Sold$13,600

For Sale by Agent

AgentMisty Darling, BH&G Real Estate Innovations, Emily Burton, BH&G Real Estate Innovations
BrokerageBH&G Real Estate Innovations

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