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404 Franklin St, Pella, IA, 50219

5beds
4baths
3,852sqft
$839,000
$218price/sqft
$6,160/moest. monthly cost
$246,400/yrincome needed

About This Home

Sophisticated design and an exceptional location come together in this stunning 2021-built home just one block from downtown Pella. Offering 5 bedrooms, 4 baths, and 3,852 SF, this thoughtfully crafted residence showcases a striking stone exterior and timeless curb appeal. The impressive two-story great room welcomes you with soaring ceilings, abundant natural light, and a beautiful fireplace. An open-concept layout flows effortlessly into the dining area and spacious kitchen, featuring ceramic tile flooring, extensive cabinetry, generous workspace, a large center bar, and an oversized walk-in pantry. The main-level primary suite serves as a private retreat with a beautifully appointed bath, expansive walk-in closet, and patio access. A second main-floor bedroom and full bath provide added convenience. Upstairs, a spacious loft overlooks the great room and leads to a private guest suite with ensuite bath, 2 additional bedrooms, a bonus room, and a shared bath. Outside, enjoy a beautifully landscaped setting, private patio, and oversized two-car garage. This remarkable property offers luxury, comfort, and walkability to the heart of Pella.

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

8/10
Lincoln Elementary SchoolGrades PK-30.4 mi
10/10
Pella Middle SchoolGrades 7-80.7 mi
9/10
Pella High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 2
  • Main level bedrooms: 3

Features

  • Dining Area,Window Treatments
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,852
  • Total interior livable area: 3,852 sqft

Property

Details

  • Parcel number: 000001507900500
  • Zoning: R3

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open,Patio
  • Exterior features: Patio

Lot

  • Lot size: 9,600 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 50 x 192

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,242$50,904
Home Insurance *$397$4,764
Property Taxes $1,234$14,808
Electricity $287$3,448
Total$6,160$73,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$211,200/yr
40% on housing$184,800/yr
45% on housing$164,266/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 50219$240
Marion County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 50219$244
Marion County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Price change$829,000
2026-07-30Listed for sale$839,000
2021-03-15Sold$479,000
2020-11-20Pending sale$489,000
2020-11-20Listed for sale$489,000

For Sale by Agent

AgentYork Taenzer
BrokerageIowa Realty Mills Crossing

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