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215 W Prairie St, Wilton, IA, 52778

4beds
3baths
1,765sqft
$234,900
$133price/sqft
$1,797/moest. monthly cost
$71,880/yrincome needed

About This Home

Move-in ready 4-bedroom home in the highly sought-after Wilton community! This spacious home features 3 baths, a 2-car attached garage plus an additional stall for extra storage or hobbies, and a large fenced-in yard perfect for entertaining, pets, or play. Inside, you'll find a functional layout with plenty of space to spread out, including a finished basement ideal for a family room, office, or workout area. Kitchen appliances stay, making your move even easier. Conveniently located and well-maintained, this home offers the perfect blend of comfort, space, and practicality. Don't miss your chance to make this one yours!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
Wilton Elementary SchoolGrades PK-60.5 mi
4/10
Wilton Jr-Sr High SchoolGrades 7-120.5 mi

Construction

Condition

  • Year built: 1971

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Finished area below ground: 1,080
  • Finished area above ground: 1,765

Heating & Cooling

  • Heating features: Steam
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,765
  • Total interior livable area: 1,765 sqft

Property

Details

  • Parcel number: 0301228013
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One

Lot

  • Lot size: 0.39 Acres
  • Lot size dimensions: 120x140

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Strong Wind
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather
Cold Wave
Drought

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,187$14,244
Home Insurance *$165$1,980
Property Taxes $314$3,768
Electricity $131$1,579
Total$1,797$21,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,611/yr
40% on housing$53,910/yr
45% on housing$47,920/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 52778$280
Muscatine County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 52778
Muscatine County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$234,900
2026-06-20Price change$239,900
2026-05-20Listed for sale$249,900
2015-09-18Sold$167,000

For Sale by Agent

AgentTRISH HAHN-WHITE
BrokerageEXIT REALTY GROUP

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