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407 Commerce St, Stockton, IA, 52769

3beds
1baths
1,216sqft
$89,500
$74price/sqft
$678/moest. monthly cost
$27,120/yrincome needed

About This Home

3 bedroom 1 bathroom mobile home in the town of Stockton with a garage and carport. Cheaper than rent! Move right in and own your own property with a new roof in 2026. All furniture and personal property available for sale with the exception of 1 antique bed and electronics.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
Durant Elementary SchoolGrades PK-63.3 mi
2/10
Durant High SchoolGrades 7-123.3 mi

Construction

Condition

  • Year built: 1993

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher
  • Laundry features: Main Level

Bathroom

  • Level: Main
  • Area: 110
  • Dimensions: 11 x 10

Bedroom1

  • Level: Main
  • Area: 121
  • Dimensions: 11 x 11

Bedroom2

  • Level: Main
  • Area: 99
  • Dimensions: 11 x 9

Bedroom3

  • Level: Main
  • Area: 90
  • Dimensions: 10 x 9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,216

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,216
  • Total interior livable area: 1,216 sqft

Kitchen

  • Level: Main
  • Area: 252
  • Dimensions: 18 x 14

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Area: 210
  • Dimensions: 15 x 14

Property

Details

  • Parcel number: 0504180005
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One

Lot

  • Lot size: 9,147 sqft
  • Lot size dimensions: 54'x165'

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Cold Wave
Drought
Heat Wave
Inland Flooding
Ice Storm
Tornado
Wildfire

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $452$5,424
Home Insurance *$49$588
Property Taxes $56$672
Electricity $121$1,452
Total$678$8,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,245/yr
40% on housing$20,340/yr
45% on housing$18,080/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 52769
Muscatine County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 52769$111
Muscatine County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Price change$84,500
2026-07-22Listed for sale$89,500

For Sale by Agent

AgentDANIEL A. OIEN
BrokerageFIRST CHOICE REAL ESTATE

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