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207 Short St, Nichols, IA, 52766

4beds
2baths
2,222sqft
$174,000
$78price/sqft
$1,513/moest. monthly cost
$60,520/yrincome needed

About This Home

Need 4 bedrooms and 2 baths? Then live in this ready to move in home just minutes from everything. It's the home you've been waiting for at a price you can afford. 3 teen-sized bedrooms plus secluded main floor primary bedroom with primary bath. You'll play happily on its huge lawn, while you'll be thankful for the cheerful eat-in kitchen, and terrific formal dining area & closet space galore. Main floor separate laundry room. Oversize 2 car garage. Enjoy walls of many new windows, nostalgic wood paneling, nothing to do but move on in, features new lvp flooring throughout, new paint, new baths, all new kitchen, cabinets, countertops, sink, new appliances, 2 porches, new fixtures, light fixtures, doors, new water heater, new roof, facia, gutters and soffit. A home to share, see it today!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

--
Early Childhood CenterGrades PK-K7.0 mi
3/10
2/10
West Liberty High SchoolGrades 9-127.1 mi

Construction

Condition

  • Year built: 1893

Materials

  • Construction materials: Vinyl,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range Or Oven,Refrigerator
  • Laundry features: In Kitchen,Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other,Primary On Main Level,Breakfast Area
  • Flooring: Carpet,LVP
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 2,222

Heating & Cooling

  • Heating features: Baseboard,Steam
  • Cooling features: Wall/Window Unit(s),Other

Interior Area

  • Total structure area: 2,222
  • Total interior livable area: 2,222 sqft

Property

Details

  • Parcel number: 0615106003
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch

Lot

  • Lot size: 0.37 Acres
  • Features: Less Than Half Acre,Level
  • Lot size dimensions: 135 x 120

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Hail
Heat Wave
Lightning
Winter Weather
Cold Wave
Drought
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $879$10,548
Home Insurance *$160$1,920
Property Taxes $309$3,708
Electricity $165$1,988
Total$1,513$18,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,874/yr
40% on housing$45,390/yr
45% on housing$40,346/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$78This listing

vs Other Active Listings

Avg $/sqft

ZIP 52766$100
Muscatine County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 52766$89
Muscatine County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$174,000
2026-04-21Price change$189,000
2026-03-28Listed for sale$199,000
2025-07-30Sold$42,000
2025-07-01Pending sale$75,000
2025-05-01Price change$75,000
2025-04-16Listed for sale$94,900
2025-04-14Listing removed$94,900
2025-03-31Pending sale$94,900
2024-10-01Listed for sale$94,900

For Sale by Agent

AgentWendy Fountain
BrokerageSellers & Seekers Real Estate

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