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100 Whites Cove Lane, Georgetown, ME, 04548

2beds
1baths
707sqft
$448,000
$634price/sqft
$2,845/moest. monthly cost
$113,800/yrincome needed

About This Home

A fresh take on the ''Maine Camp''. Newly built in 2005, this year round home encourages simple living without compromise. The open floor plan features a well appointed kitchen making cooking a joy. The soaring cathedral ceilings visually expand the dining and living areas filling the home with light. New spiral stair case makes access to the loft fun and practical. At the property's boundary is 80 feet of tidal frontage offering elevated views of the ocean. It comes fully furnished with an established AirBNB book of business for 2026. Plan your vacations and then rent it out the rest of the time. Privately located at the end of a dirt road, it is just minutes from Five Islands, Reed State Park, Robinhood Marine Center, miles of conserved walking trails and downtown Bath (Maine's coolest little city). In the heart of in Mid Coast Maine - just an hour to the Portland Jetport. Simple living at its best. Drivebys are discouraged as occupants are vacationing. Showings by appointment only.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

9/10
Georgetown Central SchoolGrades PK-63.1 mi
4/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Wood Frame,Clapboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer

Bedroom1

  • Level: First
  • Area: 108.6875
  • Dimensions: 11.75 x 9.25

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 80.0889
  • Dimensions: 11.17 x 7.17

Features

  • 1st Floor Bedroom,Bathtub,One-Floor Living,Storage
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 707

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 707
  • Total interior livable area: 707 sqft

Kitchen

  • Level: First
  • Area: 120.0775
  • Dimensions: 11.17 x 10.75

Living Room

  • Level: First
  • Area: 164.295
  • Dimensions: 12.17 x 13.5

Loft

  • Level: Second
  • Area: 182.1664
  • Dimensions: 15.08 x 12.08

Property

Details

  • Parcel number: GEONM11RL017
  • Zoning: Residential
  • Other equipment: Generator,Internet Access Available

Features

  • Patio & porch: Patio
  • Has view: Yes
  • View description: Scenic,Trees/Woods
  • On waterfront: Yes
  • Waterbody name: Atlantic Ocean / Sheepscot Bay
  • Frontage length: Waterfrontage: 80,Waterfrontage Owned: 80

Lot

  • Lot size: 1.90 Acres
  • Features: Near Public Beach,Rural,Level,Rolling Slope,Wooded

Parking

  • Parking features: Gravel,1 - 4 Spaces,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Winter Weather
Coastal Flooding
Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,265$27,180
Home Insurance $121$1,452
Property Taxes $215$2,580
Electricity $244$2,930
Total$2,845$34,140

Income You'd Need if You Spent...

35% on housing$97,542/yr
40% on housing$85,350/yr
45% on housing$75,866/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$634This listing

vs Other Active Listings

Avg $/sqft

ZIP 04548$413
Sagadahoc County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 04548$401
Sagadahoc County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$448,000
2023-06-26Sold$410,000
2018-07-04Listing removed$89,900
2018-06-04Price change$89,900
2017-12-28Listed for sale$124,000

For Sale by Agent

AgentPoe Cilley
BrokerageVitalius Real Estate Group

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