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9505 E McElroy Rd, Stillwater, OK, 74075

2beds
2baths
1,800sqft
$425,000
$236price/sqft
$2,975/moest. monthly cost
$119,000/yrincome needed

About This Home

Western-Style Home on Nearly 5 Acres | Turnkey Horse Property Welcome to this inviting 2-bedroom, 2-bath Western-style home where rustic charm meets thoughtful, functional design—perfectly suited for country living and a horse-focused, work-from-home lifestyle. Rich natural wood tones throughout create a warm, lodge-inspired atmosphere, complemented by durable, low-maintenance finishes ideal for everyday use. The main living area features an open and comfortable layout with stained concrete floors, wood-clad walls and ceilings, and ample space for relaxing or entertaining. The kitchen and dining area blend style and practicality with custom wood cabinetry, generous countertop space, open shelving, and a large island, making it ideal for gatherings or daily living. Rustic lighting and Western accents enhance the character while maintaining functionality. The primary bathroom offers a custom tiled walk-in shower with glass enclosure, wood ceiling detail, and built-in shelving, providing a spa-like retreat with rustic finishes. A second bathroom continues the Western aesthetic and is well-suited for guests or daily use. Additional interior highlights include: Spacious walk-in closet with custom shelving Well-placed recessed and statement lighting Durable finishes designed for country and ranch living Equestrian Improvements | Turnkey Setup Situated on nearly 5 acres, this property is a fully equipped, turnkey horse facility designed for efficiency and serious horse enthusiasts. The land features a full-size roping arena ideal for training, practice, or everyday riding. Equine amenities include: 3-stall shed row barn with runs Automatic lights on timers Large tack room with capacity for 8 saddles and bridle hooks throughout Electric 4-horse walker Five outdoor horse pens, each with loafing sheds Three large turnout traps suitable for horses or cattle, also with loafing sheds The well-planned layout allows for easy movement, efficient feeding, and flexible livestock use. Whether you are a roper, trainer, hobbyist, or simply seeking a well-designed horse property with a comfortable home, this property is ready to go from day one.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
10/10
9/10
Stillwater High SchoolGrades 10-127.6 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Oven,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Property

Details

  • Parcel number: 19N04E184000000000751
  • Zoning description: NONE

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Storm Shelter
  • Fencing: Perimeter

Lot

  • Lot size: 4.80 Acres
  • Lot size dimensions: 4.8 acres

Parking

  • Total spaces: 1
  • Parking features: Attached Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Hail
Heat Wave
Strong Wind
Wildfire
Winter Weather
Drought
Inland Flooding

FEMA Declared Disasters in Payne County and Oklahoma

Fire
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance $410$4,920
Property Taxes $272$3,264
Electricity $144$1,732
Total$2,975$35,700

Income You'd Need if You Spent...

35% on housing$102,000/yr
40% on housing$89,250/yr
45% on housing$79,333/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 74075$153
Payne County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 74075$160
Payne County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$425,000
2026-03-04Price change$435,000
2026-02-07Listed for sale$450,000
2023-09-29Sold$285,000
2023-08-19Pending sale$325,000
2023-08-08Price change$325,000
2023-08-04Price change$339,000
2023-07-27Price change$349,000
2023-07-24Price change$359,000
2023-07-17Price change$365,000
2023-07-05Price change$375,000
2023-06-19Listed for sale$385,000
2021-10-15Sold$285,000
2021-09-05Pending sale$296,700
2021-09-03Price change$296,700
2021-08-23Listed for sale$298,700
2021-07-22Pending sale$298,700
2021-07-20Price change$298,700
2021-07-06Listed for sale$455,000
2019-07-12Sold$85,000
2019-06-12Pending sale$85,000
2019-04-12Listed for sale$85,000

For Sale by Agent

AgentRachel Pickens
BrokeragePickens Pristine Properties

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