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156 S McFarland St, Stillwater, OK, 74074

4beds
2baths
1,914sqft
$314,900
$165price/sqft
$2,303/moest. monthly cost
$92,120/yrincome needed

About This Home

This mid-century home offers a well-designed living space in the heart of campus living. The home features hardwood floors throughout most areas, creating a warm and cohesive ambiance. The 50’s style galley kitchen is functional with white cabinetry and ample counter space, ideal for meal preparation, and is partially open to the retro sunken living room, which is spacious and inviting. Large mid-century style windows bring natural light to flood the space, yet are up high enough to allow furniture anywhere along the walls. The primary bedroom offers 170 sq ft m/l and provides a comfortable retreat. An additional bonus room could function as an office, hobby or workout area. The bathrooms are practical, with one featuring a shower/tub combination and large mirror. Throughout the home, ceiling fans aid in air circulation, enhancing comfort. The property's layout offers a balance of shared and private spaces, making it suitable for various lifestyle needs. This home is in the Westwood overlay.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
87
BikeVery Bikeable

Schools

10/10
9/10
Stillwater Middle SchoolGrades 6-72.1 mi
9/10
Stillwater High SchoolGrades 10-121.6 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Composition
  • Construction materials: Brick Veneer,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Dishwasher

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,914
  • Total interior livable area: 1,914 sqft

Property

Details

  • Parcel number: 19N02E153SS7800100005
  • Zoning description: Small Lot Single Family Stw

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size dimensions: Irregular

Parking

  • Total spaces: 1
  • Parking features: Attached Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Winter Weather
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters in Payne County and Oklahoma

Fire
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance $365$4,380
Property Taxes $202$2,424
Electricity $144$1,732
Total$2,303$27,636

Income You'd Need if You Spent...

35% on housing$78,960/yr
40% on housing$69,090/yr
45% on housing$61,413/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 74074$179
Payne County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 74074$169
Payne County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$314,900
2026-03-24Price change$329,500
2026-02-19Listed for sale$342,500
2024-02-22Listing removed--
2024-02-20Listed for rent$1,800
2020-02-12Listing removed$1,700
2020-02-10Listed for rent$1,700

For Sale by Agent

AgentCheryl C. Martin
BrokerageARC Realty OK

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