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1421 S Springfield St, Stillwater, OK, 74074

2beds
1baths
888sqft
$120,000
$135price/sqft
$966/moest. monthly cost
$38,640/yrincome needed

About This Home

Check out this partially updated 2 bed, 1 bath home. New exterior and interior paint, partially new water resistant flooring. Completely remodeled kitchen in 2021. Spacious utility room off the back. Fenced yard. Home has central heat and air. It has also stayed rented and brought continuous rental income for many years. Owner has an active OK real estate license.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
72
BikeVery Bikeable

Schools

7/10
10/10
9/10
Stillwater High SchoolGrades 10-122.1 mi

Construction

Condition

  • Year built: 1935

Materials

  • Roof: Composition
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Range Hood,Refrigerator,Dishwasher,Disposal

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 888
  • Total interior livable area: 888 sqft

Property

Details

  • Parcel number: 19N02E243ST7700040000B
  • Zoning description: Residential Single Family Small Lot Planned

Features

  • Levels: One
  • Stories: 1
  • Fencing: Back Yard

Lot

  • Lot size dimensions: 1 lot

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Hail
Strong Wind
Winter Weather
Heat Wave
Inland Flooding

FEMA Declared Disasters in Payne County and Oklahoma

Fire
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance $139$1,668
Property Taxes $77$924
Electricity $144$1,732
Total$966$11,592

Income You'd Need if You Spent...

35% on housing$33,120/yr
40% on housing$28,980/yr
45% on housing$25,760/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 74074$181
Payne County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 74074$169
Payne County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$125,000
2026-05-12Listing removed$265,000
2026-04-13Price change$265,000
2026-01-02Listed for sale$275,000
2025-12-29Listing removed$275,000
2025-09-25Price change$275,000
2025-09-19Listed for sale$299,000
2022-06-10Listing removed--
2022-05-27Listed for rent$850
2022-05-10Listing removed--
2022-04-13Listed for rent$850
2021-07-15Listing removed--
2021-07-11Listed for rent$850
2021-06-25Sold$78,000
2008-07-16Sold$39,753

For Sale by Agent

AgentAshley Burnett
BrokerageUnico Real Estate, LLC

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