320 S Doty St, Stillwater, OK, 74074
About This Home
This charming 2-bedroom, 1-bath home is full of potential and offers an excellent opportunity for first-time homebuyers or investors. With a functional layout, cozy living spaces, and manageable size, it's easy to maintain while providing all the essentials for comfortable living. Whether you're looking to build equity with your first home or expand your investment portfolio with a property that has strong rental potential, this home is a fantastic choice. Its affordability, versatility, and inviting character make it a smart investment with plenty of possibilities.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1956
Materials
- Roof: Composition
- Construction materials: Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 850
- Total interior livable area: 850 sqft
Property
Details
- Parcel number: 19N02E133SH3400110019
- Zoning description: Small Lot Single Family Stw
Features
- Levels: One
- Stories: 1
- Fencing: Back Yard
Lot
- Lot size dimensions: irregular
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Heat Wave
- Ice Storm
- Strong Wind
- Winter Weather
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Payne County and Oklahoma
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $733 | $8,796 |
| Home Insurance | $168 | $2,016 |
| Property Taxes | $93 | $1,116 |
| Electricity | $144 | $1,732 |
| Total | $1,138 | $13,656 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $145,000 |
| 2024-08-16 | Sold | $132,000 |
| 2024-07-15 | Pending sale | $140,000 |
| 2024-06-13 | Listed for sale | $140,000 |
| 2024-06-12 | Listing removed | -- |
| 2024-04-23 | Listed for sale | $140,000 |
| 2021-01-15 | Sold | $88,500 |
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