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8036 County Road 604, Brownwood, TX, 76801

1beds
1baths
200sqft
$110,000
$550price/sqft
$1,033/moest. monthly cost
$41,320/yrincome needed

About This Home

Charming dual-cabin retreat near Lake Brownwood! Built in 2024, this thoughtfully designed property features two cozy 1BD 1BA 10x20 cabins with sleeping lofts, offering a total of 400 sq ft of space. Each cabin comfortably accommodates up to three guests. Constructed on pier and beam foundations with metal roofs, the cabins share a single electric meter and offer modern comforts including tankless water heaters, mini-split heating and cooling systems, keyless entry, and Blink security cameras. Fully furnished with appliances, bedding, towels, fold-out couches, dishes, coffee makers, and ice machines, these cabins provide a minimalist lifestyle surrounded by nature. The front yard is low maintenance with gravel landscaping, providing open parking, while a wooden privacy fence encloses the rest of the property. The lush green backyard provides a peaceful space and includes a shed equipped with a washer and dryer. Beyond the backyard is a utility area that includes access to the water meter and septic system. This property may be ideal for those who want to live in both cabins or occupy one while renting out the other. A 50-amp camper hookup is available, perfect for guests, additional rental options, or added flexibility. Currently leased at $1,000 per cabin, the property brings in $2,000 per month in rental income, with tenants eager to stay. Each unit’s design and furnishings offer a perfect blend of lakeside living and strong rental income potential. There are no enforceable restrictions on how you choose to use the property. The numbers suggest the ROI exceeds the local average, according to the seller’s records. You’ll enjoy convenient lake access along with everyday amenities nearby. Vibrant Brownwood Downtown is only 11 miles away, offering shopping, dining, and entertainment. Also listed as Commercial, MLS #21008950. Call now to schedule a showing and explore the possibilities this unique setup offers!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
6/10
Bangs Middle SchoolGrades 6-87.6 mi
5/10
Bangs High SchoolGrades 9-127.7 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Speed Internet,Loft,Cable TV,Vaulted Ceiling(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 200 sqft

Kitchen

  • Features: Built-in Features
  • Level: First
  • Dimensions: 1 x 1

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Level: Second
  • Dimensions: 1 x 1

Other

  • Level: First
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: 000000042766

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Exterior features: RV Hookup,Storage
  • Fencing: Back Yard,Fenced,Partial Cross,Privacy,Wood
  • Waterbody name: Brownwood
  • Residential vegetation: Cleared

Lot

  • Lot size: 7,492 sqft
  • Features: Back Yard,Cleared,Interior Lot,Lawn,Landscaped,Level,Few Trees
  • Lot size dimensions: 75 x 105 x 78 x 103

Parking

  • Parking features: Driveway,Gravel,On Site,Outside,RV Access/Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Lightning
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$129$1,548
Property Taxes $110$1,320
Electricity $238$2,859
Total$1,033$12,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,417/yr
40% on housing$30,990/yr
45% on housing$27,546/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$550This listing

vs Other Active Listings

Avg $/sqft

ZIP 76801$138
Brown County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 76801$121
Brown County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-03Price change$110,000
2025-11-17Price change$125,000
2025-10-21Price change$140,000
2025-07-26Listed for sale$150,000
2025-07-16Listing removed$150,000
2025-03-19Price change$150,000
2025-02-10Price change$165,000
2025-01-02Listed for sale$175,000
2023-11-04Listing removed--
2023-05-03Listed for sale$10,500
2022-12-08Sold--
2022-11-26Pending sale$9,500
2022-11-19Contingent$9,500
2022-06-20Listed for sale$9,500

For Sale by Agent

AgentCamila Cagle
BrokerageAnn Jones Real Estate

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