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9964 State Highway 171, Covington, TX, 76636

3beds
2baths
1,314sqft
$770,000
$586price/sqft
$5,023/moest. monthly cost
$200,920/yrincome needed

About This Home

Welcome home to 9964 State Highway 171 in Covington, TX—an exceptional opportunity to own 53.920 acres of productive agricultural land with endless potential. Currently used for corn production, this property offers approximately 400 feet of road frontage along Hwy 171, combining accessibility with peaceful rural living. The 3-bedroom, 2-bath brick home (1,314 sq ft) features a functional and inviting layout. Enjoy your mornings on the east-facing back porch, perfectly positioned for stunning sunrises. Inside, a bonus sunroom with a cozy wood-burning stove creates the ideal space to relax and unwind. Recent updates include a new HVAC system (2023) and water heater (2024), providing added comfort and peace of mind. Outdoors, the property is fully equipped for both work and recreation. You’ll find three large- detached storage buildings (one with electricity), a two-vehicle carport, a storm shelter, and a seasonal creek behind the home with the potential to be expanded into a pond. There is ample space for equipment, livestock, and a variety of agricultural or recreational uses. Whether you’re searching for a working farm, investment opportunity, or a private country retreat, this property truly checks all the boxes. Come experience the possibilities and make this producing farm your own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Itasca Elementary SchoolGrades PK-55.4 mi
2/10
Itasca Middle SchoolGrades 6-85.4 mi
4/10
Itasca High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached,Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Decorative/Designer Lighting Fixtures,Eat-in Kitchen,High Speed Internet,Pantry,Cable TV,Walk-In Closet(s)
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Wood Stove
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,314 sqft

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 118475
  • Attached to another structure: Yes
  • On leased land: Yes
  • Other equipment: Call Listing Agent,Farm Equipment

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck
  • Exterior features: Deck,Storage
  • Fencing: Barbed Wire,Cross Fenced,Gate,Metal,Pipe
  • Waterfront features: Creek
  • Residential vegetation: Cleared,Crop(s)

Lot

  • Lot size: 53.92 Acres
  • Features: Acreage,Agricultural,Interior Lot,Pasture

Parking

  • Total spaces: 3
  • Parking features: Additional Parking,Detached Carport,Gated
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Heat Wave
Ice Storm
Strong Wind
Drought
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,893$46,716
Home Insurance *$521$6,252
Property Taxes $371$4,452
Electricity $238$2,859
Total$5,023$60,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,217/yr
40% on housing$150,690/yr
45% on housing$133,946/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$586This listing

vs Other Active Listings

Avg $/sqft

ZIP 76636$655
Hill County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 76636
Hill County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$780,000
2026-04-05Listed for sale$800,000
2026-03-25Listing removed$815,000
2026-02-07Listed for sale$815,000
2026-02-02Listing removed$823,000
2026-01-17Price change$823,000
2025-10-01Price change$825,000
2025-08-25Price change$839,000
2025-08-03Listed for sale$845,000
2016-01-08Sold--

For Sale by Agent

AgentAmber Hill
BrokerageEG Realty

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