




321 Hcr 2122 E, Whitney, TX, 76692
About This Home
Unrestricted 149 acres at 321 HCR 2122 E in Hill County, just minutes from Lake Whitney—a rare opportunity to own a turnkey working ranch with the freedom to use it your way. The land is the true highlight, featuring six ponds, cross fencing, solid road frontage, and utilities already in place with HILCO Electric Cooperative and Hilco water on site. An existing well is present but not currently in use. Property is currently ag exempt. Set up for operation, the ranch includes working pens to assist with livestock and approximately 20 head of Santa Gertrudis cattle currently on the property. Improvements include a small workshop barn and a larger barn ready for a little TLC, offering strong potential for livestock, equipment storage, or future expansion. The 2 bed, 1 bath farmhouse provides flexibility—restore it into a charming country home, use it as a guest house, or keep it as a base while you build your dream home. This is a true turnkey opportunity—cattle, equipment, and even a side-by-side can be negotiated as part of the sale, giving you the ability to step into a functioning ranch from day one. Enjoy easy access to both Lake Aquilla and Lake Whitney for fishing, boating, and recreation, while still being within a reasonable drive to Waco and the Dallas-Fort Worth Metroplex. Whether you’re looking to run cattle, build your dream home, or invest in Texas land, properties like this are rare—take the reins and make it yours.
Getting Around
Schools
Construction
Materials
- Foundation: Pillar/Post/Pier
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Farm,Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Open Floorplan
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
Interior Area
- Total interior livable area: 1,142 sqft
Living Room
- Level: First
- Dimensions: 1 x 1
Master Bedroom
- Level: First
- Dimensions: 1 x 1
Property
Details
- Parcel number: 126632
- Horse amenities: Stock Pen(s)
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered
- Fencing: Barbed Wire
- Waterbody name: Whitney
Lot
- Lot size: 149.10 Acres
- Features: Acreage,Agricultural,Pasture,Pond on Lot,Many Trees,Few Trees
Parking
- Total spaces: 1
- Parking features: Additional Parking
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tornado
- Hail
- Heat Wave
- Ice Storm
- Strong Wind
- Drought
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,573 | $78,876 |
| Home Insurance * | $926 | $11,112 |
| Property Taxes | $191 | $2,292 |
| Electricity | $238 | $2,859 |
| Total | $7,928 | $95,136 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $1,300,000 |
For Sale by Agent
