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289 Hoot Owl Hollow, Ingram, TX, 78025

0beds
0baths
0sqft
$1,200,000
--price/sqft
$7,913/moest. monthly cost
$316,520/yrincome needed

About This Home

Rare live-water opportunity in the heart of the Texas Hill Country, conveniently positioned just minutes from Kerrville, yet offering the privacy and serenity of a secluded Hill Country retreat. This exceptional 29.38 acre property features over 2,600 feet of private frontage on the crystal-clear, year-round waters of Johnson Creek, widely regarded as one of Kerr County's most treasured waterways. The land offers a beautiful blend of level terrain and elevated homesites with sweeping views up and down one of the creek's most scenic bends. Towering hardwoods, including a magnificent grove of mature native pecan trees, create a park-like setting rich in natural beauty and wildlife habitat. Gentle slopes provide easy access to the water, where deep swimming holes, natural rapids, kayaking, fishing, and endless recreation await. Native American artifacts and Indian mounds have reportedly been discovered on the property, adding a unique connection to the region's rich history. Improvements include electrical service and a deep Trinity well. With multiple premier building sites, hunting permitted, and no restrictions, this remarkable offering presents a rare opportunity to create a private estate, recreational retreat, or legacy property along one of the Hill Country's finest live-water creeks.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

8/10
Ingram Elementary SchoolGrades PK-54.3 mi
7/10
Ingram MiddleGrades 6-83.1 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Parcel number: 12892

Features

  • On waterfront: Yes
  • Waterfront features: Waterfront,Creek,Flowing Creek,Water Access
  • Topography of land: Sloping
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 29.38 Acres
  • Features: Ag Exempt,Hunting Permitted,Secluded,Agricultural

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$350$4,200
Property Taxes $1,258$15,096
Electricity $238$2,859
Total$7,913$94,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$271,302/yr
40% on housing$237,390/yr
45% on housing$211,013/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78025$227
Kerr County$333

vs Homes Sold Last Month

Median $/sqft

ZIP 78025$270
Kerr County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Listed for sale$1,200,000

For Sale by Agent

AgentLaura Fore
BrokerageFore Premier Properties

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