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151 Gaddis Blf, Comfort, TX, 78013

2beds
2baths
2,044sqft
$1,100,000
$538price/sqft
$6,417/moest. monthly cost
$256,680/yrincome needed

About This Home

Rock Haven Ranch is the most peaceful blend of rich history and tantalizing panoramic views. The original rock portion of the home was built in 1862 and over the years additional rooms were added as needed. The "L" shaped home now offers a workshop, office and library in addition to the traditional living areas. The owner says that library was once the original kindergarten building for the Comfort area. Outside you will have ample space to spread out under the 1,700 sq ft of porch. The tiered patio is largely made up of the beautiful natural bedrock that has been tastefully revealed to provide the picture perfect place to sit and enjoy a meal while watching the breathtaking sunsets. When it comes to preparing the meals the home offers both indoor and outdoor kitchens as well as a screened in BBQ room for those who love to enjoy the fresh air as they cook. There is an in-ground rock tank for holding water that was once transformed into a unique swimming pool that could be revived. Behind the home is an additional stand alone 1,000 sq ft workshop that houses the water storage tank.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Comfort Elementary SchoolGrades PK-50.5 mi
7/10
Comfort Middle SchoolGrades 6-80.4 mi
5/10
Comfort High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1862

Materials

  • Foundation: Slab,Other
  • Roof: Metal
  • Construction materials: Rock,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Electric Water Heater
  • Laundry features: In Garage,Inside,Laundry Room,W/D Connection

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Shower Stall,Shower/Bath Combo,Master Downstairs
  • Flooring: Stone,Wood
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Other

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,044
  • Total interior livable area: 2,044 sqft

Property

Details

  • Parcel number: 13563
  • Zoning: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck/Patio,Covered
  • Exterior features: Stairs/Steps
  • Has view: Yes
  • Waterfront features: Seasonal,Creek
  • Residential vegetation: Partially Wooded
  • Horses can be raised: Yes

Lot

  • Lot size: 10.16 Acres
  • Features: Views,Flood Plain,Horse Property,Hunting Permitted,Level,Open Lot,Other

Parking

  • Total spaces: 2
  • Parking features: 2 Car Carport,Attached
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$547$6,564
Property Taxes $70$840
Electricity $238$2,859
Total$6,417$77,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$220,011/yr
40% on housing$192,510/yr
45% on housing$171,120/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$538This listing

vs Other Active Listings

Avg $/sqft

ZIP 78013$463
Kerr County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 78013$241
Kerr County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$1,100,000
2026-04-15Pending sale$1,100,000
2025-10-15Listed for sale$1,100,000

For Sale by Agent

AgentJolene Johnson
BrokerageTexas Ranches For Sale

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