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2614 Lake Ferndale Dr, Springfield, WV, 26763

3beds
2baths
1,400sqft
$315,000
$225price/sqft
$2,176/moest. monthly cost
$87,040/yrincome needed

About This Home

Stunning modern chalet in a private mountain lake community! This once rustic cabin has been completely transformed into a one-of-a-kind mountain/lake retreat, thoughtfully renovated with quality craftsmanship and materials—everything updated except the original framing. Tucked away in a hidden lake community in the WV hills, the home sits on a generous 5.62-acre parcel surrounded by towering hardwoods, offering exceptional privacy and natural beauty. Inside, you’ll find a show-stopping custom kitchen featuring quartz countertops, a large island, and brand-new stainless steel appliances. The open interior is highlighted by soaring vaulted ceilings with tongue-and-groove pine, creating a warm yet modern aesthetic. The enormous primary suite includes a walk-in closet and a beautifully finished bath with a custom tiled shower. The main bath also features a custom tiled shower along with a convenient utility area with washer and dryer. A versatile loft area provides additional space for a bedroom, office, or cozy sitting area. Step outside to a massive deck overlooking a fire-pit area—perfect for entertaining or relaxing under the stars. Perched on a hillside among towering oaks, the home is just a short distance from the community lake and beach, offering easy access to swimming, kayaking, and lakeside enjoyment. A rare opportunity to own a fully re-imagined mountain retreat that blends modern design with peaceful lake community living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
John J. CornwellGrades 3-50.7 mi
5/10
Romney Middle SchoolGrades 6-810.3 mi
1/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1977

Materials

  • Foundation: Crawl Space,Block,Pillar/Post/Pier
  • Roof: Architectural Shingle
  • Construction materials: Frame,Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Refrigerator,Oven/Range - Electric,Washer/Dryer Stacked,Water Heater,Electric Water Heater
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Combination Kitchen/Living,Kitchen Island,Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),Dry Wall,Wood Ceilings,Wood Walls,Cathedral Ceiling(s)
  • Window features: Double Hung
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,400

Heating & Cooling

  • Heating features: Wall Unit,Electric
  • Cooling features: Ductless,Electric

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 1,400 sqft

Loft

  • Level: Upper

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 10 7007700000000
  • Zoning: 101
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Private Beach
  • Waterfront features: Lake,Boat - Non Powered Only,Canoe/Kayak,Fishing Allowed,Private Access,Swimming Allowed
  • Waterbody name: Lake Ferndale

Lot

  • Lot size: 5.62 Acres
  • Features: Backs to Trees,Hunting Available,Mountainous,Rural,Sloped,Wooded

Parking

  • Total spaces: 4
  • Parking features: Circular Driveway,Gravel,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Landslide
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$182$2,184
Property Taxes $221$2,652
Electricity $181$2,178
Total$2,176$26,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,605/yr
40% on housing$65,280/yr
45% on housing$58,026/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.9%
8.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 26763$132
Hampshire County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 26763$124
Hampshire County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$347,500
1998-03-23Sold$33,000

For Sale by Agent

AgentShaun Knotts
BrokerageWEST VIRGINIA LAND & HOME REALTY

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