See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

260 KERRVILLE SOUTH DR, Kerrville, TX, 78028

3beds
1baths
1,008sqft
$259,000
$257price/sqft
$2,109/moest. monthly cost
$84,360/yrincome needed

About This Home

Scenic 5.74-acre hilltop tract featuring a circular driveway, expansive views, mature trees and prevailing southerly breezes. Home has been recently renovated (2026) and is 3 bedrooms, 1 bath (1008 sq ft). Renovations include various repairs, painted in/out, plumbing and electrical work, new large coverage area window unit (heat & air) and an attractive roof. It's a cute house now and very livable. You probably will want to put your finishing touches on it, but it should qualify for FHA. Electric is BEC. Water is AquaTexas. The lower tier of the property offers an additional build site-ideal for a guest house or second residence. Potential for other good building spots as well. There is an old well at that location; condition is unknown.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

7/10
Nimitz Elementary SchoolGrades K-52.8 mi
6/10
Peterson Middle SchoolGrades 6-85.2 mi
6/10
Tivy High SchoolGrades 9-125.3 mi

Construction

Condition

  • Property condition: As-Is,Pre-Owned

Materials

  • Roof: Composition
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Electric Water Heater
  • Laundry features: Laundry Room,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 132

Bedroom3

  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • One Living Area,Eat-in Kitchen,Utility Room Inside,All Bedrooms Downstairs,Master Downstairs,Ceiling Fan(s)
  • Flooring: Linoleum
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Window Unit,Electric
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 1,008 sqft

Kitchen

  • Area: 168

Living Room

  • Area: 180

Master Bedroom

  • Area: 144

Property

Details

  • Parcel number: 30441

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Ranch Fence
  • Has view: Yes
  • View description: Bluff View
  • Residential vegetation: Mature Trees,Mature Trees (ext feat)

Lot

  • Lot size: 5.74 Acres
  • Features: 5 - 14 Acres,Sloped

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$170$2,040
Property Taxes $392$4,704
Electricity $238$2,859
Total$2,109$25,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,308/yr
40% on housing$63,270/yr
45% on housing$56,240/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 78028$298
Kerr County$336

vs Homes Sold Last Month

Median $/sqft

ZIP 78028$191
Kerr County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Price change$259,000
2026-06-17Listed for sale$289,000
2025-10-28Listing removed$224,900
2025-07-29Listed for sale$224,900
2025-07-15Listing removed$224,900
2025-07-09Listed for sale$224,900

For Sale by Agent

AgentJulie Quest
BrokerageHill Country Home & Ranch Team LLC

Similar Homes