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165 Trent Rd, Kerrville, TX, 78028

--beds
--baths
2,960sqft
$785,000
$265price/sqft
$6,381/moest. monthly cost
$255,240/yrincome needed

About This Home

Perched on nearly 12 acres just outside Kerrville, Texas, this unique property offers a captivating blend of woodland charm and functional versatility. The partially wooded land with mature trees provides peaceful seclusion, while the multiple structures cater to diverse needs: a spacious two-story main residence (built 2018) with 3 bedrooms and 4 baths downstairs and 2 bedrooms and 1 bath upstairs, all supported by a shared conventional septic system and well-fed water supply. Additional builds include a detached 2-bedroom guest house, a large 2560 metal workshop, and a newer metal-structured dwelling with 2 bedrooms, bath, and deck-perfect for extension or rental potential. Cross-fencing, high perimeter fencing, a tractor shed, chicken house, storage building, and workshop round out the setup. Two expansive 3,500-gallon water-storage tanks, a small home-gym adjacent to the well house, and a decked tub perched to overlook the property reinforce a blend of rugged functionality and comfortable rural living-ideal for ranching, hobby farming, multi-generational living, or simply embracing country living with modern amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Nimitz Elementary SchoolGrades K-54.9 mi
5/10
Peterson Middle SchoolGrades 6-87.5 mi
5/10
Tivy High SchoolGrades 9-127.6 mi

Construction

Condition

  • Year built: 2018

Materials

  • Construction materials: Masonry & Steel,Rock,Wood Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Farm/Ranch

Interior

Interior Area

  • Total structure area: 2,960
  • Total interior livable area: 2,960 sqft

Property

Details

  • Parcel number: 37348
  • Zoning: None
  • Other equipment: Other

Features

  • Levels: Other-See Remarks
  • Fencing: Cross Fenced,Fenced,Full
  • Has view: Yes
  • Waterfront features: Seasonal,Other-See Remarks
  • Topography of land: Gently Rolling,Rolling,Sloping,Steep
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 11.89 Acres
  • Features: Views,Level,Farm,Secluded,Other

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,969$47,628
Home Insurance *$517$6,204
Property Taxes $1,570$18,840
Electricity $325$3,900
Total$6,381$76,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$218,777/yr
40% on housing$191,430/yr
45% on housing$170,160/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 78028$297
Kerr County$335

vs Homes Sold Last Month

Median $/sqft

ZIP 78028$191
Kerr County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$785,000
2026-02-24Listed for sale$799,000
2026-01-30Pending sale$799,000
2025-07-03Listed for sale$799,000
2015-07-24Sold--

For Sale by Agent

AgentShane Neal
BrokerageeXp Realty LLC

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