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522 San Juan St S, Kerrville, TX, 78028

3beds
3baths
2,567sqft
$824,000
$321price/sqft
$5,215/moest. monthly cost
$208,600/yrincome needed

About This Home

Exceptional custom home in gated Las Colinas. Situated on a beautifully landscaped one-acre corner lot, this Hill Country residence offers privacy, refined finishes, and superior craftsmanship. Gather around the focal-point fireplace framed by cut Hill Country limestone in the open living room. Or settle on the grand covered patio to take in the view and peaceful surroundings. The kitchen was designed for serious cooking and easy entertaining—quartz countertops, custom cabinetry, farmhouse sink, pot filler at the stove, and a walk-in pantry outfitted with wine fridge and built-in microwave. This single story home boasts a generous primary suite with coffered ceiling, direct access to the patio, and views of the "spool" and gardens. Primary bath features a double vanity, enormous walk-in shower, and separate soaking tub. All bedrooms are spacious and offer ample storage, and you'll love the soaring ceilings and wide-plank tile flooring throughout the home. The terraced backyard showcases Lueders stone hardscaping, a heated spa/pool combo with custom cover, 600 sq. ft. of covered outdoor living space, and a pergola perfect for entertaining. Additional features include a greenhouse, raised garden beds, stone pathways, and a full irrigation system. Exterior construction includes Hardie board-and-batten siding and a standing-seam metal roof. Built for comfort and efficiency with spray foam insulation, water softener, reverse osmosis system, fiber-optic internet, and a fully insulated 2-car garage with built-in workshop space. Adjoining 1-acre lot available for purchase.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
Peterson Middle SchoolGrades 6-84.7 mi
5/10
Tivy High SchoolGrades 9-124.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Built-In Oven(s),Cooktop,Dishwasher,Disposal,Microwave,Free-Standing Electric Oven,Plumbed For Ice Maker,Self Cleaning Oven,Stainless Steel Appliance(s),Vented Exhaust Fan,Electric Water Heater,WaterSoftener,Wine Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Beamed Ceilings,Cathedral Ceiling(s),Coffered Ceiling(s),High Ceilings,Chandelier,Corain Counters,Double Vanity,Electric Dryer Hookup,Kitchen Island,Multiple Dining Areas,Open Floorplan,Pantry,Primary Bedroom on Main,Soaking Tub,Storage,Walk-In Closet(s),Washer Hookup
  • Window features: Double Pane Windows
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric,Family Room,Insert

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total interior livable area: 2,567 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 529831
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: See Remarks,Heated,Waterfall
  • Patio & porch: See Remarks,Arbor,Covered,Front Porch,Patio,Porch,Rear Porch
  • Exterior features: Dog Run,Garden,Lighting,Private Yard
  • Spa features: See Remarks,Heated,Hot Tub
  • Fencing: Back Yard, Fenced, Wrought Iron
  • Has view: Yes
  • View description: Garden,Hill Country,Pool,Trees/Woods
  • Waterfront features: None

Lot

  • Lot size: 1 Acres
  • Features: Back Yard,Corner Lot,Cul-De-Sac,Landscaped,Private,Trees-Medium (20 Ft - 40 Ft),Views

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Cold Wave
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,166$49,992
Home Insurance *$542$6,504
Property Taxes $226$2,712
Electricity $281$3,382
Total$5,215$62,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,800/yr
40% on housing$156,450/yr
45% on housing$139,066/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 78028$296
Kerr County$335

vs Homes Sold Last Month

Median $/sqft

ZIP 78028$191
Kerr County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$879,000
2026-04-13Listing removed$889,500
2026-03-29Price change$889,500
2025-12-30Price change$924,900
2025-12-03Listed for sale$899,000
2025-11-25Listing removed$899,000
2025-10-13Price change$899,000
2025-09-08Price change$949,000
2025-08-20Price change$975,000
2025-08-05Price change$989,000
2025-07-21Price change$995,000
2025-06-30Listed for sale$999,500
2023-04-25Listing removed--
2023-04-07Listed for sale$799,000

For Sale by Agent

AgentLindsey Roberson
BrokerageMoreland Properties

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