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529 Railroad St, Chester, WV, 26034

3beds
1baths
1,408sqft
$107,000
$76price/sqft
$943/moest. monthly cost
$37,720/yrincome needed

About This Home

Updated 3-bedroom, 1-bath two-story home situated on a level lot with numerous improvements already completed, including vinyl siding, replacement windows, roof, HVAC system, electrical updates, hot water tank, and a waterproofed basement with transferable warranty. The interior features an equipped kitchen with breakfast bar, formal dining room, and a spacious living room highlighted by a decorative fireplace. Step outside from the kitchen onto the spacious deck, perfect for entertaining family and friends. Additional amenities include a fenced yard, two-vehicle carport, storage shed, and plenty of outdoor space to enjoy. Conveniently located within walking distance of shopping, dining, schools, and other everyday amenities, this move-in-ready home offers both comfort and convenience.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
Oak Glen Middle SchoolGrades 5-84.8 mi
7/10
Oak Glen High SchoolGrades 9-125.0 mi
8/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1926

Materials

  • Foundation: Stone,Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Storage Space,Unfinished,Walk-Up Access

Bathroom

  • Level: Second
  • Dimensions: ND x ND

Bedroom

  • Level: Second
  • Dimensions: ND x ND

Bedroom

  • Level: Second
  • Dimensions: ND x ND

Bedroom

  • Level: Second
  • Dimensions: ND x ND

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Blinds,Double Pane Windows
  • Fireplace features: Decorative,Living Room
  • Finished area below ground: 0
  • Finished area above ground: 1,408

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,408
  • Total interior livable area: 1,408 sqft

Kitchen

  • Level: First
  • Dimensions: ND x ND

Living Room

  • Level: First
  • Dimensions: ND x ND

Property

Details

  • Parcel number: CH7C 0157

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 3,484 sqft
  • Features: City Lot,Flat,Level
  • Lot size dimensions: 30 x 103

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Strong Wind

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $541$6,492
Home Insurance *$79$948
Property Taxes $142$1,704
Electricity $181$2,178
Total$943$11,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,331/yr
40% on housing$28,290/yr
45% on housing$25,146/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.5%
6.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 26034$89
Hancock County$87

vs Homes Sold Last Month

Median $/sqft

ZIP 26034$148
Hancock County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-13Listed for sale$107,000
2010-10-27Listing removed$46,000
2010-06-13Price change$46,000
2010-06-05Price change$52,000
2010-01-22Price change$63,000
2009-11-07Listed for sale$65,000

For Sale by Agent

AgentBilly J Greathouse
BrokerageCentury 21 Greathouse Realty, LLC

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