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172 Private Road 2622, Mico, TX, 78056

1beds
1baths
420sqft
$188,750
$449price/sqft
$1,553/moest. monthly cost
$62,120/yrincome needed

About This Home

Charming Lakefront Retreat with Endless Potential Discover a peaceful getaway at this quaint lakefront property nestled on Medina Lake's picturesque shoreline in Texas. While the lake levels may currently be low, this retreat offers breathtaking views, tranquil surroundings, and a unique opportunity to create your perfect oasis. The property features a cozy cabin-style home with rustic charm, ideal for weekends away or a full-time residence. Inside, you'll find an open concept living area with large windows framing the scenic landscape, a functional kitchen, and comfortable sleeping areas. The expansive deck invites you to relax with your morning coffee or enjoy evenings under the stars. Set on a generous lot, this property provides space for outdoor activities, gardening, or future enhancements like a fire pit or patio. The lakefront access allows for water fun when the levels rise, and the nearby amenities, hiking trails, and Hill Country charm make this retreat a year-round destination. Whether you're seeking a peaceful escape or an investment opportunity, this Medina Lake retreat promises many possibilities.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
Potranco Elementary SchoolGrades PK-510.6 mi
6/10
5/10
Medina Valley High SchoolGrades 8-1215.3 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1990

Materials

  • Roof: Metal
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 81

Features

  • Two Living Area,Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Linoleum
  • Number of fireplaces: 1
  • Fireplace features: One,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Window Unit,2 Units,Electric
  • Cooling features: Two Window/Wall

Interior Area

  • Total interior livable area: 420 sqft

Kitchen

  • Area: 72

Living Room

  • Area: 153

Master Bedroom

  • Features: Ceiling Fan(s)
  • Area: 242

Property

Details

  • Parcel number: 21518

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Gas Grill,Rain Gutters
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 37x85x49x83

Parking

  • Parking features: None,Open

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Drought
Hail
Heat Wave
Inland Flooding
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $954$11,448
Home Insurance *$83$996
Property Taxes $278$3,336
Electricity $238$2,859
Total$1,553$18,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,245/yr
40% on housing$46,590/yr
45% on housing$41,413/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$449This listing

vs Other Active Listings

Avg $/sqft

ZIP 78056$203
Medina County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 78056$250
Medina County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-05Listed for sale$188,750
2026-02-15Listing removed$188,750
2026-02-13Listed for sale$188,750
2026-01-01Listing removed$189,000
2025-06-14Price change$189,000
2025-02-04Listed for sale$189,500
2022-07-06Listing removed--
2022-01-18Price change$289,900
2021-05-26Listed for sale$299,900
2020-08-29Listing removed$249,000
2020-06-27Listed for sale$249,000
2007-10-30Sold--

For Sale by Agent

AgentPeter Johnson
BrokeragePhyllis Browning Company

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