See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2643 Guthrie Ave N, Oakdale, MN, 55128

4beds
2baths
1,620sqft
$375,000
$231price/sqft
$2,669/moest. monthly cost
$106,760/yrincome needed

About This Home

Beautifully maintained and thoughtfully updated, this move-in ready Oakdale home offers quality improvements inside and out with the major projects already completed. The updated kitchen features beautiful cabinetry, a gas range, and a functional layout designed for everyday living. The professionally rebuilt lower level includes a complete drain tile replacement and basement waterproofing system, providing lasting peace of mind. Additional recent improvements include a new furnace (2024), roof (2020), electrical service upgrade with generator hookup, deck restaining, and professionally cleaned ductwork. Enjoy outdoor living on the spacious deck overlooking the fully fenced backyard, while the storage shed with electricity offers the perfect space for hobbies, projects, or extra storage. Additional features include a reverse osmosis water treatment system, water softener, humidifier, Andersen sliding glass door, and added insulation for improved efficiency. Situated in a quiet, established neighborhood with low traffic, you'll enjoy evening walks and convenient access to Oakdale Nature Preserve, Sunfish Lake Park, Lake Elmo Park Reserve, shopping, dining, and easy freeway access. This is a home that has been exceptionally cared for, allowing the next owner to simply move in and enjoy.

Getting Around

21
WalkingCar-Dependent
13
TransitMinimal Transit
52
BikeBikeable

Schools

5/10
Tartan Senior High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Gas Water Heater,Water Osmosis System,Range,Washer,Water Softener Owned
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled,Sump Pump

Bedroom

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom2

  • Level: Upper
  • Area: 120
  • Dimensions: 12x10

Bedroom3

  • Level: Lower
  • Area: 132
  • Dimensions: 12x11

Bedroom4

  • Level: Lower
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Deck

  • Level: Upper
  • Area: 192
  • Dimensions: 16x12

Dining Room

  • Level: Upper
  • Area: 90
  • Dimensions: 10x9

Family Room

  • Level: Lower
  • Area: 276
  • Dimensions: 23x12

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 658
  • Finished area above ground: 962

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,620
  • Total interior livable area: 1,620 sqft

Kitchen

  • Level: Upper
  • Area: 90
  • Dimensions: 10x9

Living Room

  • Level: Upper
  • Area: 224
  • Dimensions: 16x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1902921140076
  • Zoning description: Residential-Single Family
  • Foundation area: 962

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Fencing: Chain Link

Lot

  • Lot size: 7,187 sqft
  • Lot size dimensions: 60 x 120

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$227$2,724
Property Taxes $376$4,512
Electricity $170$2,050
Total$2,669$32,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,508/yr
40% on housing$80,070/yr
45% on housing$71,173/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 55128$139
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55128$198
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$375,000
2026-07-31Listed for sale$375,000
2020-05-19Sold$275,000
2018-03-30Sold$270,000
2018-02-16Listed for sale$244,900
1993-11-30Sold$99,200

For Sale by Agent

AgentMeghan Elise Porter
BrokerageReal Broker LLC

Similar Homes