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45 Lynell Dr, Huntsville, TX, 77320

3beds
2baths
1,178sqft
$114,900
$98price/sqft
$1,055/moest. monthly cost
$42,200/yrincome needed

About This Home

2021 Oak Creek Manufactured home in the Huntsville ISD on two lots. This home features three bedrooms, two baths, 1178 sqft, 2 lots (.33 acres), smartpanel siding, shingle roof, kitchen island, separate soaker tub & shower, and thermopane windows, dual, vanity, and new decks. Remodel is wrapping up so new pics coming soon! The owner is a mortgage company and they will easily finance someone new.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
5/10
Mance Park Middle SchoolGrades 6-811.8 mi
2/10
Huntsville High SchoolGrades 9-1210.5 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Laundry Room

Bathroom

  • Features: Shower and Tub

Bedroom

  • Features: Master Bedroom Split

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Electric

Interior Area

  • Total interior livable area: 1,178 sqft

Property

Details

  • Parcel number: 35558
  • Special condition: In Foreclosure
  • Exclusions: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: None
  • Living area range: 1000-1500

Lot

  • Lot size: 0.33 Acres

Parking

  • Parking features: No Garage,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Drought
Strong Wind
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $580$6,960
Home Insurance *$99$1,188
Property Taxes $138$1,656
Electricity $238$2,859
Total$1,055$12,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,171/yr
40% on housing$31,650/yr
45% on housing$28,133/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 12.0%
12.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 77320$171
Walker County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 77320$155
Walker County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

Unknown Listed By

AgentJames M Grubbs
BrokerageSummers Cook & Company

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