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40 Stewart Rd, New Waverly, TX, 77358

4beds
4baths
3,907sqft
$2,495,000
$639price/sqft
$15,223/moest. monthly cost
$608,920/yrincome needed

About This Home

Stone Creek Ranch - a Private 30+ Acre Texas Ranch Estate! Just One Hour from Houston. This extraordinary equestrian estate defines true ranch living. Tucked behind a gated entrance, this private retreat, a legacy property, and a rare opportunity to own a piece of land that offers both serenity and strategic proximity to Houston. The land itself is the true asset. For equestrian enthusiasts, the property offers the infrastructure and land for a fully functional horse facility, while still maintaining the comfort and elegance of a luxury residence. New roof 2025 main house and guest house! For the equestrian enthusiast, the ranch is beautifully equipped with four fenced paddocks, 4 horse barns, cattle pens with chute and head gate and open grazing pastures perfectly suited for horses and cattle alike.The property carries an agricultural exemption, preserving both the working ranch heritage and its long-term value.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
6/10
New Waverly High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Construction materials: Spray Foam Insulation,Cement Board,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Disposal,Dryer,Refrigerator,Washer,Water Softener,Double Oven,Gas Oven,Microwave,Free-Standing Range,Gas Cooktop,Gas Range,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Crown Molding,Formal Entry/Foyer,High Ceilings,2 Bedrooms Down,2 Bedrooms Up,Primary Bed - 1st Floor,Split Plan,Walk-In Closet(s)
  • Window features: Insulated/Low-E windows,Window Coverings
  • Flooring: Carpet,Tile
  • Number of fireplaces: 2
  • Fireplace features: Gas,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Propane
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,907
  • Total interior livable area: 3,907 sqft

Kitchen

  • Features: Kitchen Island,Kitchen open to Family Room,Pantry,Reverse Osmosis,Soft Closing Cabinets,Walk-in Pantry

Master Bathroom

  • Features: Full Secondary Bathroom Down,Half Bath,Primary Bath: Double Sinks,Primary Bath: Separate Shower,Secondary Bath(s): Double Sinks,Secondary Bath(s): Shower Only,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: 50814

Features

  • Stories: 2
  • Fencing: Cross Fenced,Fenced
  • Topography of land: Rolling

Lot

  • Lot size: 30.04 Acres
  • Features: Pasture,Wooded,20 Up to 50 Acres

Parking

  • Total spaces: 6
  • Parking features: Electric Gate,Driveway Gate,Attached,Garage Door Opener,Double-Wide Driveway,RV Access/Parking,Driveway,Attached Carport
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 6
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Inland Flooding
Hurricane
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,616$151,392
Home Insurance *$1,156$13,872
Property Taxes $1,022$12,264
Electricity $429$5,148
Total$15,223$182,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$521,931/yr
40% on housing$456,690/yr
45% on housing$405,946/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 12.0%
12.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$639This listing

vs Other Active Listings

Avg $/sqft

ZIP 77358$279
Walker County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 77358$181
Walker County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$2,995,000
2025-08-06Listing removed$2,400
2025-07-12Price change$2,400
2025-06-27Price change$2,600
2025-04-29Listed for rent$2,900

For Sale by Agent

AgentDeborah Bergfeld
BrokerageNextHome Leverage

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