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212 Hilltop Dr, Gainesville, TX, 76240

5beds
6baths
8,200sqft
$3,995,000
$487price/sqft
$28,771/moest. monthly cost
$1,150,840/yrincome needed

About This Home

Truly unparalleled, private state-of-the-art lakefront estate situated on 1 acre with nearly 400 feet of pristine waterfront on beautiful Moss Lake. Designed for exceptional indoor and outdoor living, the home captures panoramic lake views from nearly every space and feature and expansive open-concept design with soaring ceilings and walls of glass! The gourmet kitchen is a true showpiece with top-of-the-line appliances, heated floors, a stunning all glass wine room and a hidden oversized pantry that also serves as a secure safe room. The primary suite is privately located on the main level with direct access to an outdoor patio complete with a fireplace and easy access to the beach area. The spa like primary bath features heated floors, a steam shower, coffee bar and custom cabinetry. A private staircase from the primary bedroom leads to a bonus living area with balcony overlooking the lake and a dedicated exercise room. Three spacious guest suites on the lower level each include private terrace access through sliding glass doors, their own bathroom and individual thermostats for ultimate comfort. Upstairs offers incredible entertaining space with a lakefront game room and private balcony, a fully equipped theatre room, and an impressive bunk room with eight queen beds and a loft, perfect for hosting large gatherings. The oversized heated floor garage provides ample room for multiple vehicles, boats and recreational toys. Outdoors, enjoy direct lake access with a Wahoo boat dock, expansive terraces and breathtaking waterfront scenery. Meticulously built by the seller himself with no expense spared, this extraordinary property offers craftmanship, luxury and amenities rarely found in one home. Truly a one-of-a-kind exquisite North Texas retreat with far too many features to list!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

9/10

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Rock,Stone,Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary/Modern,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Double Oven,Dishwasher,Disposal,Gas Range,Microwave,Plumbed For Gas,Refrigerator,Wine Cooler

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Wet Bar,Built-in Features,Chandelier,Cathedral Ceiling(s),Decorative/Designer Lighting Fixtures,Double Vanity,Granite Counters,High Speed Internet,Kitchen Island,Multiple Staircases,Open Floorplan,Pantry,Cable TV,Vaulted Ceiling(s),Walk-In Closet(s),Wired for Sound
  • Flooring: Brick,Carpet,Ceramic Tile,Tile
  • Number of fireplaces: 2
  • Fireplace features: Decorative,Living Room,Outside,Stone,Wood Burning
  • Fireplace: Yes

Game Room

  • Features: Built-in Features,Ceiling Fan(s)
  • Level: Second
  • Dimensions: 30 x 20

Heating & Cooling

  • Heating features: Central,Fireplace(s),Radiant Floor,Zoned
  • Cooling features: Central Air,Ceiling Fan(s),Zoned

Interior Area

  • Total interior livable area: 8,200 sqft

Living Room

  • Features: Built-in Features,Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 30 x 20

Master Bedroom

  • Features: Closet Cabinetry,Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Separate Shower,Steam Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 20 x 20

Property

Details

  • Parcel number: 139991
  • Attached to another structure: Yes
  • Other equipment: Home Theater,Negotiable

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Balcony,Covered,Deck,Mosquito System
  • Exterior features: Awning(s),Balcony,Boat Slip,Deck,Dock,Fire Pit,Lighting,Misting System,Outdoor Grill,Outdoor Kitchen,Outdoor Living Area,Outdoor Shower,Other,Private Entrance,Private Yard,Rain Gutters
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront
  • Waterbody name: Moss

Lot

  • Lot size: 1 Acres
  • Features: Acreage,Landscaped,Rolling Slope,Sprinkler System,Few Trees,Waterfront,Retaining Wall

Parking

  • Total spaces: 4
  • Parking features: Concrete,Epoxy Flooring,Electric Gate,Garage,Garage Door Opener,Gated,Heated Garage,Lighted,Oversized,Private,Garage Faces Side,Secured
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Drought
Hail
Inland Flooding
Ice Storm
Strong Wind
Wildfire
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $20,200$242,400
Home Insurance *$4,065$48,780
Property Taxes $3,606$43,272
Electricity $900$10,804
Total$28,771$345,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$986,434/yr
40% on housing$863,130/yr
45% on housing$767,226/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$487This listing

vs Other Active Listings

Avg $/sqft

ZIP 76240$200
Cooke County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 76240$160
Cooke County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Listed for sale$4,199,000
2025-10-14Listing removed$4,495,000
2025-08-02Price change$4,495,000
2025-06-19Price change$4,595,000
2025-05-28Price change$4,695,000
2025-01-23Listed for sale$4,800,000

For Sale by Agent

AgentNatalie Graves
BrokeragePrime Properties

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