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2815 269th Ave NE, Isanti, MN, 55040

2beds
2baths
1,110sqft
$430,000
$387price/sqft
$2,958/moest. monthly cost
$118,320/yrincome needed

About This Home

Discover 30 acres of beautiful rural Minnesota, featuring open land, mature trees, and an impeccably maintained 2 bedroom home. This property includes a massive 40x80 fully insulated and heated pole building with 800-amp service—ideal for the ultimate workshop, equipment storage, or a small business. Opportunities like this are rare in a country setting. Within this 30 acres, approximately 10+ acres are tillable, offering excellent opportunities for crops, gardens, or pasture. The property is also well-suited for horses, with ample space for fencing, turnout, and future barn or shelter additions. The cozy and inviting home features a newer 10x7 pergola covered deck, 9' bedroom ceilings, hardwood floors, a reverse osmosis water system and new shingles and steel siding installed in 2023. A spacious upper-level tongue and groove bonus room provides flexible space for an office, playroom, or den. Need room to grow? The lower level is ready to be finished for expanded great room or bedroom potential. Don't miss out on this one. This property is ready for your homestead dreams, hobby farm set up or business venture. The possibilities are endless.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
Isanti Middle SchoolGrades 6-83.9 mi
6/10

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Water Osmosis System,Microwave,Range,Refrigerator
  • Laundry features: Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Full,Unfinished

Bathroom

  • Level: Main
  • Area: 40
  • Dimensions: 8x5

Bathroom

  • Level: Lower
  • Area: 42
  • Dimensions: 7x6

Bedroom

  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Bedroom2

  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Bonus Room

  • Level: Upper
  • Area: 310.5
  • Dimensions: 23x13.5

Deck

  • Level: Main
  • Area: 70
  • Dimensions: 10x7

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,110

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,910
  • Total interior livable area: 1,110 sqft

Kitchen

  • Level: Main
  • Area: 136
  • Dimensions: 17x8

Laundry

  • Level: Lower
  • Area: 81
  • Dimensions: 9x9

Living Room

  • Level: Main
  • Area: 214.5
  • Dimensions: 19.5x11

Other

  • Level: Lower
  • Area: 132
  • Dimensions: 12x11

Other

  • Level: Lower
  • Area: 184
  • Dimensions: 23x8

Utility Room

  • Level: Lower
  • Area: 270
  • Dimensions: 18x15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 010030300
  • Zoning description: Residential-Single Family
  • Foundation area: 800

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Partial

Lot

  • Lot size: 30 Acres
  • Features: Suitable for Horses,Tillable,Tree Coverage - Heavy
  • Lot size dimensions: 1015 x 1300 x 1006 x 1302

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Asphalt,Garage,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Isanti County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$291$3,492
Property Taxes $323$3,876
Electricity $170$2,050
Total$2,958$35,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,417/yr
40% on housing$88,740/yr
45% on housing$78,880/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$387This listing

vs Other Active Listings

Avg $/sqft

ZIP 55040$176
Isanti County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 55040$205
Isanti County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$430,000
2017-12-28Sold$215,000

For Sale by Agent

AgentCarrie L Gibbs
BrokerageCentury 21 Moline Realty Inc

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