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28584 Lakewood Dr NW, Isanti, MN, 55040

2beds
2baths
740sqft
$375,000
$507price/sqft
$2,626/moest. monthly cost
$105,040/yrincome needed

About This Home

Rare lake front opportunity close to the cities. Turn key ready. Complete renovation 2021, everything new. Current vacation rental- business model available. Averaged $300/night. Additional 1.0 acre lot available directly across the street. Don't let the modest exterior fool you. With its open-concept design, every inch of this home has been maximized. Excellent utilization of space. Two bedrooms and a loft in the upper level. Expansive water views from both bedrooms walking out to a deck. Open great room on the main level featuring a wall of windows bringing in the tranquil lake vistas indoors. Only selling because owner is buying family home on same lake.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

--
Isanti Primary SchoolGrades PK-24.3 mi
5/10
Isanti Middle SchoolGrades 6-83.7 mi
6/10

Construction

Condition

  • Year built: 1982

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Closet,Upper Level

Basement

  • Basement: None

Bedroom

  • Level: Upper
  • Area: 100
  • Dimensions: 10x10

Bedroom2

  • Level: Upper
  • Area: 80
  • Dimensions: 8x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Deck

  • Level: Upper
  • Area: 216
  • Dimensions: 18x12

Features

  • Number of fireplaces: 1
  • Fireplace features: Circulating,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 740

Heating & Cooling

  • Heating features: Baseboard,Fireplace(s)
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 740
  • Total interior livable area: 740 sqft

Kitchen

  • Level: Main
  • Area: 150
  • Dimensions: 15x10

Laundry

  • Level: Upper
  • Area: 6
  • Dimensions: 2x3

Living Room

  • Level: Main
  • Area: 150
  • Dimensions: 15x10

Loft

  • Level: Upper
  • Area: 90
  • Dimensions: 10x9

Patio

  • Level: Main
  • Area: 216
  • Dimensions: 18x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020590960
  • Zoning description: Residential-Single Family
  • Foundation area: 400

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Patio
  • Fencing: Electric
  • Has view: Yes
  • View description: Lake,West
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Frontage length: Water Frontage: 60

Lot

  • Lot size: 1.18 Acres
  • Lot size dimensions: 65 x 315 x 60 x 306

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Wildfire
Winter Weather

FEMA Declared Disasters in Isanti County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$253$3,036
Property Taxes $307$3,684
Electricity $170$2,050
Total$2,626$31,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,034/yr
40% on housing$78,780/yr
45% on housing$70,026/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$507This listing

vs Other Active Listings

Avg $/sqft

ZIP 55040$177
Isanti County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 55040$205
Isanti County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$375,000
2018-07-27Sold$76,100
2018-06-12Listed for sale$95,000

For Sale by Agent

AgentKathryn E Loija
BrokerageAsset Realty, Inc

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