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25827 Jarvis St NW, Zimmerman, MN, 55398

3beds
3baths
3,525sqft
$974,777
$277price/sqft
$6,271/moest. monthly cost
$250,840/yrincome needed

About This Home

Where Dreams Become Reality! Opportunity awaits with this stunning custom-built modified 2-story home situated on an incredible 68+/- acre slice of heaven. This breathtaking park-like setting offers the perfect combination of privacy, beauty, and convenience — all just minutes from local schools, parks, and shopping. This well-maintained home features 3 spacious bedrooms, 3 bathrooms, main-floor office space, and convenient main-floor laundry. The bright and inviting living room is filled with natural light, soaring vaulted ceilings, and a sliding patio door leading to a spectacular 10x30 deck overlooking the beautifully private backyard retreat. The spacious kitchen is designed for everyday living and entertaining alike, featuring an impressive 5x5 walk-in pantry and plenty of room to gather. The 28x40 finished heated 3-car garage with 8-foot doors provides exceptional year-round functionality and storage. The unfinished walkout lower level offers outstanding potential to create additional living space, complete with a sliding door leading to a 10x15 patio. Outside, you’ll also find a 30x40 pole building with a cement floor — perfect for additional parking, workshop space, recreational toys, equipment storage, or hobby farm needs. Whether you envision a private country estate, hobby farm, hunting retreat, future development opportunity, or simply your own peaceful escape, the possibilities here are truly endless. Privacy • Acreage • Custom Built • Heated Garage • Pole Building • Walkout Basement • Hobby Farm Potential • Endless Opportunities Your dream property is finally here — a must see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
4/10
8/10
St. Francis High SchoolGrades 9-128.3 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Drain Tiled,Full,Sump Basket,Sump Pump,Unfinished,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 180
  • Dimensions: 12x15

Bedroom2

  • Level: Upper
  • Area: 130
  • Dimensions: 10x13

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,389

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,525
  • Total interior livable area: 3,525 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Laundry

  • Level: Main
  • Area: 80
  • Dimensions: 8x10

Living Room

  • Level: Main
  • Area: 414
  • Dimensions: 18x23

Office

  • Level: Main
  • Area: 108
  • Dimensions: 9x12

Other

  • Level: Main
  • Area: 25
  • Dimensions: 5x5

Walk In Closet

  • Level: Upper
  • Area: 32
  • Dimensions: 4x8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 120181701
  • Zoning description: Agriculture,Residential-Single Family
  • Foundation area: 1136

Features

  • Levels: Modified Two Story
  • Stories: 2
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 68.60 Acres
  • Lot size dimensions: 863 x 451 x 460 x 1966 x 1326 x 2395

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Wildfire
Winter Weather

FEMA Declared Disasters in Isanti County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,928$59,136
Home Insurance *$645$7,740
Property Taxes $401$4,812
Electricity $297$3,567
Total$6,271$75,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,005/yr
40% on housing$188,130/yr
45% on housing$167,226/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 55398$183
Isanti County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 55398$200
Isanti County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$989,777

For Sale by Agent

AgentJeffery A. Dotseth
BrokerageJeff A. Dotseth & Assoc.Realty

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