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412 W Liberty St, Winnsboro, SC, 29180

4beds
2baths
2,792sqft
$240,000
$86price/sqft
$1,723/moest. monthly cost
$68,920/yrincome needed

About This Home

Investor Special – Endless Potential! Opportunity awaits with this spacious 4-bedroom, 2-bath home full of possibilities! Whether you’re looking for your next flip, rental, or redevelopment project, this property is packed with value. The home features a large layout, multiple living areas, a garage, and a wide covered front porch—perfect bones to transform into a standout property. With the right vision and updates, this could easily become a high-performing investment. What truly sets this property apart is that it includes TWO additional lots( 410 W liberty & 415 Washington Street included), offering incredible potential for expansion, new construction, or increased resale value. Rare opportunity to secure multiple parcels in one purchase! Situated on a generous amount of land, there’s plenty of space to create, build, or maximize returns. Property sold as-is. Ideal for cash or renovation loans. Don’t miss this chance to turn this diamond in the rough into your next profitable project!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Fairfield Middle SchoolGrades 7-81.4 mi
4/10

Construction

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,792

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,792
  • Total interior livable area: 2,792 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1260137002000
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Earthquake
Hurricane
Heat Wave
Winter Weather

FEMA Declared Disasters in Fairfield County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$154$1,848
Property Taxes $88$1,056
Electricity $268$3,221
Total$1,723$20,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,074/yr
40% on housing$51,690/yr
45% on housing$45,946/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 10.2%
10.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 29180$242
Fairfield County$287

vs Homes Sold Last Month

Median $/sqft

ZIP 29180
Fairfield County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-26Listed for sale$280,000

For Sale by Agent

AgentShemeca Campbell
BrokerageErica Homes LLC

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