See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

544 Summit Dr, Moorefield, WV, 26836

3beds
2baths
2,104sqft
$390,000
$185price/sqft
$2,549/moest. monthly cost
$101,960/yrincome needed

About This Home

Welcome to this exceptional one-level residence located in the highly sought-after Summit Oaks community. Perfectly situated on approximately 3.9 beautifully maintained acres, this meticulously cared-for 3-bedroom, 2-bath home offers an ideal blend of quality craftsmanship, comfort, and privacy. Designed for effortless single-level living, the home features spacious living areas centered around a stunning double-sided gas fireplace that creates a warm and inviting atmosphere from both gathering spaces. The attached two-car garage provides convenience, while the thoughtful floor plan offers comfortable everyday living and excellent space for entertaining. Outside, the property continues to impress with a large fenced backyard complete with dog doors, making it ideal for pet owners. A detached outbuilding provides additional storage or workshop space, and the combination of level lawn and mature woods creates a beautiful setting with both open space and privacy. Whether enjoying morning coffee on the porch, entertaining guests, or simply taking in the peaceful surroundings, this property offers a lifestyle that is increasingly difficult to find. Located in one of the area’s most desirable neighborhoods, this home combines the tranquility of country living with a refined setting and exceptional curb appeal. With its spacious acreage, quality features, and outstanding condition, this is a rare opportunity to own a truly remarkable property in Summit Oaks.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

--
7/10
Moorefield Middle SchoolGrades 6-84.7 mi
4/10
Moorefield High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Concrete Perimeter,Crawl Space
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 2
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,104

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,104
  • Total interior livable area: 2,104 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 05 343009300000000
  • Zoning: 101
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 3.90 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Built In,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Strong Wind
Winter Weather
Drought
Hail
Hurricane
Landslide
Lightning
Wildfire

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$152$1,824
Property Taxes $208$2,496
Electricity $217$2,615
Total$2,549$30,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,394/yr
40% on housing$76,470/yr
45% on housing$67,973/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 26836$166
Hardy County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 26836
Hardy County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-27Listed for sale$390,000
2015-06-07Listing removed$239,000
2014-07-17Price change$239,000
2014-06-12Price change$249,000
2012-09-26Price change$264,900
2012-06-09Listed for sale$274,900
1999-06-25Sold$37,000

For Sale by Agent

AgentDylan Riggleman
BrokeragePotomac River Properties, LLC

Similar Homes