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22189 Garvin Heights Rd, Winona, MN, 55987

4beds
5baths
4,802sqft
$1,200,000
$250price/sqft
$8,091/moest. monthly cost
$323,640/yrincome needed

About This Home

Set on five private acres just two minutes from Winona, this exceptional one-owner estate offers the rare combination of refined living, remarkable craftsmanship, and unparalleled functionality. With over 4,800 finished square feet, every space has been thoughtfully designed and impeccably maintained, showcasing timeless materials, custom details, and quality that stands apart. The heart of the home is a stunning great room where vaulted ceilings and expansive windows frame sweeping valley views, filling the space with natural light. Custom window coverings, rich Brazilian cherry flooring, extensive natural woodwork, handcrafted built-ins, and custom cabinetry create a warm atmosphere throughout. A formal dining room provides an elegant setting for entertaining, while the spacious floor plan offers effortless everyday living. The primary suite is a true retreat, featuring two walk-in closets and an en-suite bath complete with a soaking tub and separate shower. With four bedrooms and five bathrooms, the home offers generous accommodations for family and guests alike. There is a new walk-in-tub and shower on the second floor. The finished lower level includes a walk-out basement, a kitchenette, creating excellent potential for a private mother-in-law suite, along with a walk-in safe, abundant storage, and in-floor heat for year-round comfort. Practical luxury continues beyond the living spaces. The attached three-car garage is equipped with in-floor heat, while the impressive 79' x 49' outbuilding offers more than 3,600 square feet of versatile space. Partially heated and air-conditioned with a half-bathroom, it's ideal for collectors, hobbyists, home-based businesses, or anyone seeking exceptional workspace without compromise. Designed for low-maintenance living, the steel siding and maintenance-free deck allow you to spend more time enjoying the breathtaking valley sunsets that unfold each evening. A newer roof, installed in 2021, adds peace of mind, while the home's extraordinary level of care and attention to detail is evident at every turn. Waiting on results for Septic Compliance. Properties of this caliber, offering luxury, privacy, exceptional utility, and a location just moments from the conveniences of Winona, are rarely available. This is a home built not only to impress, but to be enjoyed for generations.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

4/10
3/10
Winona Middle SchoolGrades 5-83.8 mi
6/10
Winona Senior High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Brick,Steel Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Exhaust Fan,Humidifier,Gas Water Heater,Microwave,Range,Refrigerator,Water Softener Owned
  • Laundry features: Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: Upper
  • Area: 448
  • Dimensions: 32 x 14

Bedroom2

  • Level: Upper
  • Area: 168
  • Dimensions: 14 x 12

Bedroom3

  • Level: Upper
  • Area: 182
  • Dimensions: 13 x 14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 224
  • Dimensions: 16 x 14

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 1,581
  • Finished area above ground: 3,221

Great Room

  • Level: Main
  • Area: 493
  • Dimensions: 17 x 29

Heating & Cooling

  • Heating features: Forced Air,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,078
  • Total interior livable area: 4,802 sqft

Kitchen

  • Level: Main
  • Area: 435
  • Dimensions: 29 x 15

Kitchen2Nd

  • Level: Lower
  • Area: 192
  • Dimensions: 12 x 16

Living Room

  • Level: Lower
  • Area: 300
  • Dimensions: 20 x 15

Mud Room

  • Level: Main
  • Area: 42
  • Dimensions: 6 x 7

Primary Bathroom

  • Level: Upper
  • Area: 140
  • Dimensions: 14 x 10

Sitting Room

  • Level: Main
  • Area: 224
  • Dimensions: 14 x 16

Sitting Room

  • Level: Lower
  • Area: 400
  • Dimensions: 16 x 25

Workshop

  • Level: Main
  • Area: 3626
  • Dimensions: 74 x 49

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Soaking Tub

Details

  • Parcel number: TBD
  • On leased land: Yes
  • Lease amount: 12.5
  • Zoning description: Residential-Single Family
  • Other equipment: Fuel Tank - Owned
  • Foundation area: 1857

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5 Acres
  • Lot size dimensions: 500 x 451

Parking

  • Total spaces: 3
  • Parking features: Attached,Detached Garage,Concrete,Garage,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Winona County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$974$11,688
Property Taxes $645$7,740
Electricity $405$4,860
Total$8,091$97,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$277,405/yr
40% on housing$242,730/yr
45% on housing$215,760/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 55987$134
Winona County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 55987$149
Winona County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$1,200,000

For Sale by Agent

AgentShawn Beier
BrokerageReal Broker, LLC.

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