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1542 Rimrock Rd, Saint Charles, MN, 55972

5beds
3baths
2,648sqft
$559,900
$211price/sqft
$3,796/moest. monthly cost
$151,840/yrincome needed

About This Home

Construction starts Spring 2026. 5 bedroom, 2 3/4 bath walkout rambler with covered rear deck. Primary suite with walk-in tiled shower and walk-in closet. Custom cabinets and trim, solid surface countertops, kitchen island, main floor gas fireplace, main floor laundry with sink and vaulted ceilings. Appliances included. Steel & LP siding with stone accent and 770 sq ft finished garage with drain. The lower level has 3 bedrooms, 1 full bath with linen closet, large family room, storage room and walk out patio.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
9/10
St. Charles SecondaryGrades 7-120.7 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Concrete,Frame,Steel Siding,Stone

Other

  • Builder name: PEARSON BUILDERS INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Egress Window(s),Finished,Full,Concrete,Sump Basket,Walk-Out Access

Bathroom

  • Level: Main
  • Area: 50
  • Dimensions: 5x10

Bathroom

  • Level: Lower
  • Area: 55
  • Dimensions: 5x11

Bedroom

  • Level: Main
  • Area: 192
  • Dimensions: 15x12.8

Bedroom2

  • Level: Main
  • Area: 109.2
  • Dimensions: 12x9.10

Bedroom3

  • Level: Lower
  • Area: 122.1
  • Dimensions: 11x11.1

Bedroom4

  • Level: Lower
  • Area: 115.5
  • Dimensions: 11x10.5

Bedroom5

  • Level: Lower
  • Area: 115.5
  • Dimensions: 11x10.5

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 126
  • Dimensions: 9x14

Family Room

  • Level: Lower
  • Area: 251.6
  • Dimensions: 17x14.8

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,224
  • Finished area above ground: 1,324

Flex Room

  • Level: Lower
  • Area: 151.8
  • Dimensions: 13.8x11

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,648
  • Total interior livable area: 2,648 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Laundry

  • Level: Main
  • Area: 60
  • Dimensions: 6x10

Living Room

  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Primary Bathroom

  • Level: Main
  • Area: 85.76
  • Dimensions: 6.7x12.8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 290710120
  • Zoning description: Residential-Single Family
  • Foundation area: 1324

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck,Front Porch,Patio
  • Fencing: None

Lot

  • Lot size: 8,363 sqft
  • Lot size dimensions: 75 x 110

Parking

  • Total spaces: 3
  • Parking features: Attached,Floor Drain,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather
Drought
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Winona County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$341$4,092
Property Taxes $401$4,812
Electricity $223$2,680
Total$3,796$45,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,148/yr
40% on housing$113,880/yr
45% on housing$101,226/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 55972$102
Winona County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 55972$171
Winona County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$559,900
2026-03-17Listing removed$69,000
2025-07-07Price change$69,000
2024-07-22Listed for sale$74,000
2024-06-02Listing removed--
2021-07-30Price change$70,000
2020-12-11Listed for sale$60,000
2020-05-13Listing removed$55,000
2020-04-16Listed for sale$55,000
2020-02-14Listing removed$55,000
2018-06-13Listed for sale$55,000

For Sale by Agent

AgentDaniel J Pearson
BrokerageColdwell Banker River Valley,

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