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407 W Virginia Ave, Nutter Fort, WV, 26301

4beds
1baths
1,390sqft
$164,900
$119price/sqft
$1,260/moest. monthly cost
$50,400/yrincome needed

About This Home

Charming one-level home featuring 4 bedrooms and 1 updated bath. Enjoy beautiful hardwood floors throughout, a spacious fenced-in yard, and a detached garage. Convenient single-level living with recent bathroom updates—perfect for comfort and functionality.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

--
Nutter Fort Primary SchoolGrades PK-20.4 mi
5/10
Washington-Irving Middle SchoolGrades 6-81.5 mi
4/10
Robert C. Byrd High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Brick,Aluminum Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Gas Stove Connection
  • Laundry features: Washer Hookup

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished,Dirt Floor,Concrete,Exterior Entry

Bedroom2

  • Features: Wood Floor
  • Level: First
  • Area: 101.01

Bedroom3

  • Features: Ceiling Fan(s),Wood Floor
  • Level: First
  • Area: 136.88

Bedroom4

  • Features: Ceiling Fan(s),Wood Floor
  • Level: First
  • Area: 103.04

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Ceiling Fan(s),Wood Floor
  • Level: First
  • Area: 155.4

Features

  • Flooring: Wood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Other
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 1,390

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,460
  • Total interior livable area: 1,390 sqft

Kitchen

  • Features: Vinyl Flooring
  • Level: First
  • Area: 106.39999999999999

Living Room

  • Features: Fireplace,Ceiling Fan(s),Wood Floor
  • Level: First
  • Area: 146.16

Master Bedroom

  • Level: First
  • Area: 187

Property

Details

  • Parcel number: 1704080108780000

Features

  • Levels: 1
  • Stories: 1
  • Patio & porch: Porch,Deck
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None

Lot

  • Lot size: 5,227 sqft
  • Features: Level
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: 2 Cars,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $833$9,996
Home Insurance *$110$1,320
Property Taxes $136$1,632
Electricity $181$2,178
Total$1,260$15,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$50,400/yr
35% on housing$43,200/yr
40% on housing$37,800/yr
45% on housing$33,600/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 26301$70
Harrison County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 26301$93
Harrison County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Contingent$164,900
2026-05-06Price change$164,900
2026-04-27Price change$169,900
2026-04-08Price change$174,900
2026-03-19Listed for sale$179,900
1998-09-29Sold$45,000

For Sale by Agent

AgentKELLI HENDERSON
BrokerageBLACKWELL REALTY GROUP, LLC
Phone304-669-6266
View on Zillow

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