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2981 S State Highway 11, Wood River, NE, 68883

3beds
4baths
1,855sqft
$550,000
$296price/sqft
$4,103/moest. monthly cost
$164,120/yrincome needed

About This Home

Great home on 3.18 acres in the country on paved highway. Home offers 3 bedrooms, office, 4 bathrooms, large open living room with electric fireplace, dining room/kitchen. Dining room patio doors open up to a large patio facing beautiful backyard and cornfield. Pasture area and buildings. New roof in 2022. Call today for your personal walk through.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
6/10
5/10

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Acreage

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Microwave,Electric Water Heater,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom2

  • Level: Main
  • Area: 142.08

Bedroom3

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Features: Kitchen/Dining Combo,Tile
  • Level: Main
  • Area: 216

Family Room

  • Features: Carpet
  • Level: Basement

Features

  • Master Bath,Office
  • Window features: All Window Coverings
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: One,Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,855
  • Finished area above ground: 1,855

Heating

  • Heating features: Electric Forced Air

Interior Area

  • Total structure area: 3,710
  • Total interior livable area: 1,855 sqft

Kitchen

  • Features: Electric Range,Dishwasher,Refrigerator,Microwave,Pantry,Tile
  • Level: Main
  • Area: 148.35

Living Room

  • Features: Fireplace,Carpet
  • Level: Main
  • Area: 380

Master Bedroom

  • Level: Main
  • Area: 182

Office

  • Level: Main
  • Area: 93

Property

Details

  • Parcel number: 400448084

Features

  • Patio & porch: Patio
  • Exterior features: Rain Gutters
  • Living area range: 1801-2000

Lot

  • Lot size: 3.18 Acres
  • Features: Automatic Sprinkler,Established Yard,Good Quality Landscaping
  • Lot size dimensions: 611.9 x 235.8

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Drought
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance $774$9,288
Property Taxes $424$5,088
Electricity $124$1,493
Total$4,103$49,236

Income You'd Need if You Spent...

35% on housing$140,674/yr
40% on housing$123,090/yr
45% on housing$109,413/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 68883$126
Hall County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 68883$163
Hall County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$550,000
2026-07-12Price change$575,000
2026-07-06Price change$599,900
2026-06-15Listed for sale$625,000

For Sale by Agent

AgentPenny Volf
BrokerageColdwell Banker Action Holdings

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